Okaloosa County property record for 3851 Mesa Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,074 sqft · built 1995 |
| Lot Size | 0.14 acres (6,116 sqft) |
| Owner | Owner Name on File |
| Last Sale | $220,000 (Aug 2011) |
| Tax Bill | $5,097 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9045-8 |
| Primary APN | C56-000-589-9045-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,074 sqft Heated Area |
| Gross Area | 2,727 sqft |
| 1st Floor Area | 319 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,116 sqft (0.14 acres) |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3851 MESA RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN WOODS LOT 2 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN WOODS |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 23305 |
The current owner of 3851 Mesa Rd bought it in August 2011.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3911 MESA RD, DESTIN, FL 32541-2065 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2011 · Amount on File |
| Deed Sale | Aug 15, 2011 · Amount on File |
| Prior Sale | Jun 6, 2005 · Amount on File |
| Deed Document Number | 2722898 |
| Deed Book / Page | 2997 / 1443 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3851 Mesa Rd was $5,097.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,097.00 | $430,364 Land $112,307 Building $318,057 | $430,364 Land $112,307 Building $318,057 |
| 2023 | $4,675.00 (+7.67%) | $419,958 (+7.35%) Land $101,902 Building $318,056 | $419,958 (+7.35%) Land $101,902 Building $318,056 |
| 2022 | $4,342.00 | $391,199 Land $92,639 Building $298,560 | $391,199 Land $92,639 Building $298,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3851 Mesa Rd in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3851 Mesa Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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