3851 Maudray Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3851 Maudray Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,948 sqft · built 1973
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Tax Bill$1,258 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN258-0293-010-0000

Property Details

APN / Parcel Number

Primary APN258-0293-010-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area12,632 sqft (0.29 acres)
Garage Area496 sqft
Parking Spaces2 Parking Spaces
Pool Area5,435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3851 MAUDRAY WAY
CityCARMICHAEL
StateCA
Zip95608-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionGIBBONS ESTATES 04, LOT 82
Legal SubdivisionGIBBONS ESTATES 04
Legal Lot Number82
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2005
Census Tract7602

Owner

3851 Maudray Way is owned by a company that acquired it in April 2019 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordCompany Name on File
Mailing Address3851 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 17, 2019
Transfer Doc4250000001105
Record UpdatedOct 29, 2026

April 2019: Reverse Mortgage, Mortgage

Document TypeReverse Mortgage
JurisdictionSACRAMENTO CA
Recording DateApr 25, 2019
Property Address3851 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Document Number1904251105
Instrument DateApr 17, 2019
Instrument1904251105
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3851 MAUDRAY WAY CARMICHAEL CA 956082131, CARMICHAEL, CA 95608-2131

Mortgage

Document Number1904251107
DateApr 25, 2019
Instrument1904251107
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term888 Months
DueApr 24, 2093
Interest
Rate TypeAdjustable Rate
Rate4.99%

Mortgage

Document Number1904251106,
DateApr 25, 2019
Instrument1904251106
Lender
NameLIBERTY HM EQUITY SOLUTIONS IN
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term888 Months
DueApr 24, 2093
Interest
Rate TypeAdjustable Rate
Rate4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 3851 Maudray Way was $1,258 with a homeowner's exemption, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$109,972 (+2%) Land $13,721 Building $96,251
2025$1,258.00 (+1.13%) Homeowner's exemption$107,816 Land $13,452 Building $94,364
2024$1,244.00 (+2.64%)
2023$1,212.00 (+0.75%) Homeowner's exemption$103,631 Land $12,931 Building $90,700
2022$1,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3851 Maudray Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3851 Maudray Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Maudray Way

Nearby Streets

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