3851 E 25th St, Des Moines, IA 50317 Property Records

Polk County property record for 3851 E 25th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 871 sqft · built 1917
Lot Size	0.528 acres (22,977 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (May 2026)
Tax Bill	$2,604 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/01679-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/01679-000-000`
Alternative APN	`792319452015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	871 sqft Living Area
Gross Area	1,991 sqft
1st Floor Area	871 sqft
Basement Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,977 sqft (0.528 acres)
Lot Dimensions	207 ft deep x 111 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3851 E 25TH ST
City	DES MOINES
State	IA
Zip	50317-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 207 F LOT 261 DOUGLAS ACRES PLAT 2
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	261
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	201

Owner

Source: Polk County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
May 4, 2026	Affidavit, Transfer
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION
Jan 7, 2021	Deed of Trust, Mortgage · Conventional with PMI FORTRESS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Nov 26, 2003 · Amount on Record
Deed Document Number	202625082
Deed Book / Page	20503 / 836
Prior Transfer Date	Apr 28, 2026
Prior Transfer Doc	0000025081
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 E 25TH ST, DES MOINES, IA 50317-8835

Mortgage

Document Number	0000052302
Date	Sep 29, 2023
Book Page	19612/880
Instrument	2023-00052302

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 E 25TH ST, DES MOINES, IA 50317-8835

Mortgage

Document Number	0000052301
Date	Sep 29, 2023
Book Page	19612/874
Instrument	2023-00052301

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POLK IA
Recording Date	May 4, 2026
Property Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Document Number	0000025081
Book / Page	20503 / 834
Instrument Date	Apr 28, 2026
Instrument	202625081
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 E 25TH ST, DES MOINES, IA 50317-8835

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 4, 2026
Property Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Document Number	0000025082
Book / Page	20503 / 836
Instrument Date	Apr 24, 2026
Instrument	2026.25082
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,714.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 E 25TH ST, DES MOINES, IA 50317-8835

Mortgage

Document Number	0000025083,
Date	May 4, 2026
Instrument	2026..25083

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3851 E 25TH ST, DES MOINES, IA 50317-8835
Document Number	0000004188
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3851 E 25TH ST DES MOINES IA 503178835, DES MOINES, IA 50317-8835

Mortgage

Document Number	0000004188
Date	Jan 13, 2021
Book Page	018303/000459
Instrument	4188

Lender

Name	FORTRESS BK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,900 (+15.42%) Land $43,100 Building $129,800	$172,900 (+15.42%) Land $43,100 Building $129,800
2024	$2,604.00 (-7.66%)
2023		$149,800 Land $37,300 Building $112,500	$149,800 Land $37,300 Building $112,500
2020	$2,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Google Fiber, Metronet, Verizon.

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