3850 Waco Dr, Saint Louis, MO 63121 Property Records

St. Louis County property record for 3850 Waco Dr, Saint Louis, MO 63121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,170 sqft · built 1955
Lot Size	0.265 acres (11,561 sqft)
Owner	Company Name on File
Last Sale	$58,000 (Jan 2019)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`14H-41-0042`

Property Details

APN / Parcel Number

Primary APN	`14H-41-0042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,170 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,561 sqft (0.265 acres)
Lot Dimensions	76 ft deep x 90 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3850 WACO DR
City	SAINT LOUIS
State	MO
Zip	63121-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39SFR
Legal Description	NORMANDY HEIGHTS AMENDED BLK 2 LOT 11
Legal Subdivision	NORMANDY HEIGHTS AMENDED
Legal Block	2
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORMANDY
Census Block Group	3
Census Block	3017
Census Tract	212300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pasadena Hills Historic District listed 2004 · 479 contributing resources · NRIS 04001281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3850 Waco Dr is owned by a company that bought it in January 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	16 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Jan 15, 2019	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	2019430
Deed Book / Page	23360 / 2189
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	02336002189
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3850 WACO DR, SAINT LOUIS, MO 63121-4821
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0248641136
Date	May 17, 2021
Book Page	24864/1136
Instrument	2021051700123

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 15, 2019
Property Address	3850 WACO DR, SAINT LOUIS, MO 63121-4821
Document Number	0233582608
Book / Page	023358 / 002608
Instrument Date	Jan 11, 2019
Instrument	644
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 WINDING TRAILS CIR O FALLON MO 633663980, O FALLON, MO 63366-3980

Tax Assessment & Valuation

The 2025 property tax bill for 3850 Waco Dr was $2,624, up 37.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Normandy City
Unified School District	Normandy Schools Collaborative (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,740 (-) Land $7,520 Building $21,220	$151,300 (-) Land $39,600 Building $111,700
2025	$2,624.00 (+37.17%)	$28,740 Land $7,520 Building $21,220	$151,300 Land $39,600 Building $111,700
2024	$1,913.00 (-0.36%)
2023	$1,920.00 (-12.65%)	$20,080 (-) Land $3,000 Building $17,080	$105,700 Land $15,800 Building $89,900
2022	$2,198.00	$20,080 Land $3,000 Building $17,080
2021			$105,700 Land $15,800 Building $89,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3850 Waco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3850 Waco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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