3850 Queen Chapel Rd, Sumter, SC 29153 Property Records

Sumter County property record for 3850 Queen Chapel Rd, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 2016
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$149,200 (Oct 2016)
Tax Bill	$77 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199-00-02-108`

Property Details

APN / Parcel Number

Primary APN	`199-00-02-108`
Alternative APN	`22687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	100 sqft
Shed	1 Shed
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22687
Street Address	3850 QUEEN CHAPEL RD
City	SUMTER
State	SC
Zip	29153-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 1.03 AC
Legal Subdivision	MCPHERSON FARMS SUB
Legal Lot Number	19
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTH
Census Block Group	4
Census Block	4001
Census Tract	401

Owner

3850 Queen Chapel Rd is owned and occupied by an individual who bought it in October 2016.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	3850 QUEEN CHAPEL RD, SUMTER, SC 29153-7144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Mar 7, 2016 · Amount on File
Deed Document Number	0001226956
Deed Book / Page	1226 / 956
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3850 QUEEN CHAPEL RD, SUMTER, SC 29153-7144
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 QUEEN CHAPEL RD, SUMTER, SC 29153-7144
Investor	Possibly a Property Investor

Mortgage

Document Number	0013230936
Date	Jan 29, 2024
Book Page	1323/936

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3850 QUEEN CHAPEL RD, SUMTER, SC 29153-7144
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0012811722
Date	Feb 25, 2021
Book Page	1281/1722

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3850 QUEEN CHAPEL RD, SUMTER, SC 29153-7144
Document Number	0012680749
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 QUEEN CHAPEL RD SUMTER SC 291537144, SUMTER, SC 29153-7144

Mortgage

Document Number	0012680749
Date	May 6, 2020
Book Page	001268/000749

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3850 Queen Chapel Rd was $77 with a homeowner's exemption.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 Homeowner's exemption	$7,273 Land $720 Building $6,553	$181,819 Land $18,000 Building $163,819
2023		$7,270 (-) Land $720 Building $6,550	$181,819 (-) Land $18,000 Building $163,819
2022	$71.00	$7,270 Land $720 Building $6,550	$181,819 Land $18,000 Building $163,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3850 Queen Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3850 Queen Chapel Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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