Burke County property record for 3850 Oak Ln, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2019 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,464 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2772010284 |
| Primary APN | 2772010284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Basement Area | 1,219 sqft |
| Unfinished Basement | 1,219 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 262 sqft |
| Patio Area | 228 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3850 OAK LN |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 3850 OAK LN HICKORY, NC 28602 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | ICARD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21202 |
3850 Oak Ln is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3850 OAK LN, HICKORY, NC 28602-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Dec 27, 2018 | Deed of Trust, Mortgage FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3850 OAK LN, HICKORY, NC 28602-8459 |
| Document Number | 0024930600 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3850 OAK LN HICKORY NC 286028459, HICKORY, NC 28602-8459 |
| Document Number | 0024930600 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 002493/000600 |
| Instrument | 45608 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3850 OAK LN, HICKORY, NC 28602-8459 |
| Document Number | 0023810840 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3850 OAK LN HICKORY NC 28602, HICKORY, NC 28602 |
| Document Number | 0023810840 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002381/000840 |
| Instrument | 23269 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount on Record |
|---|---|
| Term | 384 Months |
| Due | Dec 26, 2050 |
The 2026 property tax bill for 3850 Oak Ln was $2,464, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,464.00 (+0.2%) | $350,791 (-) Land $12,521 Building $338,270 | $350,791 (-) Land $12,521 Building $338,270 |
| 2025 | $2,459.00 | $350,791 Land $12,521 Building $338,270 | $350,791 Land $12,521 Building $338,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3850 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3850 Oak Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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