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3850 Estero Bay Ln, Naples, FL 34112 Property Records

Collier County property record for 3850 Estero Bay Ln, Naples, FL 34112

Property Summary

Property TypeCondominium
Details1,272 sqft · built 1974
Lot Size0.04 acres (1,742 sqft)
Owner2 Company Names on File
Last Sale$305,000 (Oct 2025)
Tax Bill$979 (2025)
Deeds & MortgagesOct 2025 Sale
Jun 2021 Transfer
Flood ZoneZone AE (high risk)
APN447101 F 105A13

Property Details

APN / Parcel Number

Primary APN447101 F 105A13
Alternative APNs
  • 54051440005102800F105
  • 54051440005

Interior

Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area1,742 sqft (0.04 acres)

Location & Zoning

Street Address3850 ESTERO BAY LN
CityNAPLES
StateFL
Zip34112-6164
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF-6
Legal DescriptionLAKEWOOD UNIT 1, A PORT OF BLK F NKA LAKEWOOD VILLAS I (HO) LOT F-10
Legal Range25
Legal Township50
Legal Section13
Legal SubdivisionLAKEWOOD VILLAS I (LW) HOMEOWNERS
Legal Tract447101
Legal BlockF
Legal Lot NumberF-10
Legal UnitA
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2015
Census Tract10604

Owner

3850 Estero Bay Ln, a condominium, is owned by a company that bought it in October 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Company Names on File
Mailing Address466 SPINNAKER DR, MARCO ISLAND, FL 34145-2430
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Jun 10, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleJun 3, 2016 · Amount on File
Deed Document Number20256740825
Deed Book / Page6516 / 2554
Prior Transfer DateJun 7, 2021
Prior Transfer Doc0059621059
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 14, 2025
Property Address3850 ESTERO BAY LN, NAPLES, FL 34112-6164
Document Number0065162554
Book / Page6516 / 2554
Map ReferenceMB 631 PG 369
Instrument DateOct 3, 2025
Instrument6740825
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3850 ESTERO BAY LN, NAPLES, FL 34112-6164

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address466 SPINNAKER DR, MARCO ISLAND, FL 34145-2430

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateJun 10, 2021
Property Address3850 ESTERO BAY LN, NAPLES, FL 34112-6164
Document Number0059621059
Book / Page5962 / 1059
Instrument DateJun 7, 2021
Instrument6075031
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3850 ESTERO BAY LN # 10, 10, NAPLES, FL 34112-6164

Tax Assessment & Valuation

The 2025 property tax bill for 3850 Estero Bay Ln was $979, up 6.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,040 (+137.54%) Building $258,040$258,040 (-4.7%) Building $258,040
2025$979.00 (+6.18%) Homeowner's exemption$108,629 (+2.9%)$270,760 (-6.58%) Building $270,760
2024$922.00 (+2.79%) Homeowner's exemption$105,568 (+3%)$289,840 (+10.88%) Building $289,840
2023$897.00 (+1.36%) Homeowner's exemption$102,493 (+3%)$261,400 (+12.97%) Building $261,400
2022$885.00 Homeowner's exemption$99,508$231,397 Building $231,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3850 Estero Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 295 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 units insured
incl. 174 condo units
Nearby Flood Claims13 (1979–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3850 Estero Bay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Blue Stream
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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