3850 E 32nd St, Des Moines, IA 50317 Property Records

Polk County property record for 3850 E 32nd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1915
Lot Size	0.893 acres (38,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2024)
Tax Bill	$2,084 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060/01456-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/01456-000-000`
Alternative APN	`792320352028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	880 sqft
Basement Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	38,900 sqft (0.893 acres)
Lot Dimensions	389 ft deep x 100 ft wide
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	198 sqft
Patio Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3850 E 32ND ST
City	DES MOINES
State	IA
Zip	50317-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 DOUGLAS ACRES
Legal Subdivision	DOUGLAS ACRES
Legal Lot Number	79
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2007
Census Tract	101

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREENSTATE CU
Jan 26, 2023	Warranty Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	202426204
Deed Book / Page	19809 / 506
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0000083075
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042957
Date	Aug 14, 2023
Book Page	19568/179
Instrument	2023-00042957

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 5, 2033

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042956
Date	Aug 14, 2023
Book Page	19568/165
Instrument	2023-00042956

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jul 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 27, 2023
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Document Number	0000032828
Book / Page	19518 / 606
Instrument Date	Jun 15, 2023
Instrument	2023-00032828
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 E 32ND ST, DES MOINES, IA 50317-5906

Mortgage

Document Number	0000042956
Date	Jun 27, 2023
Instrument	2023-00042956

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jul 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 26, 2023
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Document Number	0000004172
Book / Page	19383 / 515
Instrument Date	Jan 22, 2023
Instrument	2023-00004172
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2713 8TH AVE SE, ALTOONA, IA 50009-8907

Mortgage

Document Number	0000004173
Date	Jan 26, 2023
Instrument	2023-00004173

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Nov 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Nov 1, 2022
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Document Number	0000083075
Book / Page	19313 / 701
Instrument Date	Oct 11, 2022
Instrument	2022-00083075
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MADISON DR # B, B, POLK CITY, IA 50226-1172

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jun 8, 2018
Property Address	3850 E 32ND ST, DES MOINES, IA 50317-5906
Document Number	0000095304
Book / Page	016953 / 000901
Instrument Date	May 22, 2018
Instrument	95304
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MADISON DR POLK CITY IA 502261172, POLK CITY, IA 50226-1172

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,600 (+41.96%) Land $44,000 Building $178,600	$222,600 (+41.96%) Land $44,000 Building $178,600
2024	$2,084.00 (-2.34%)
2023		$156,800 (+18.16%) Land $40,300 Building $116,500	$156,800 (+18.16%) Land $40,300 Building $116,500
2022		$132,700 Land $35,500 Building $97,200
2021			$132,700 Land $35,500 Building $97,200
2020	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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