St. Charles County property record for 3850 Chablis Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,997 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Last Sale | $239,500 (Jul 2018) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870002703 |
| Primary APN | A870002703 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,997 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870002703 |
|---|---|
| Street Address | 3850 CHABLIS CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS #1 LOT 127 |
| Legal Subdivision | VINEYARDS #1 |
| Legal Lot Number | 127 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311132 |
The current owner of 3850 Chablis Ct bought it in July 2018.
Source: St. Charles County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Mailing Address | 3850 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
|---|---|
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC |
| Jul 2, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN BANK OF MISSOURI |
| Last Sale | Jul 2, 2018 · Amount on File |
|---|---|
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Feb 9, 2016 · Amount on File |
| Deed Document Number | 2018369380 |
| Deed Book / Page | 6942 / 614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3850 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3850 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Document Number | 2021R096085 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021R-096085 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 2, 2018 |
| Property Address | 3850 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Document Number | 0069420614 |
| Book / Page | 6942 / 0614 |
| Map Reference | MB 26 PG 23-25 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 20180702000369380 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Document Number | 20180702000369390 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 20180702000369390 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 3850 Chablis Ct was $4,180.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,474 (-) | $370,916 (-) Land $65,000 Building $305,916 | |
| 2025 | $4,180.00 | $70,474 | $370,916 Land $65,000 Building $305,916 |
| 2023 | $61,775 | ||
| 2022 | $325,134 Land $55,000 Building $270,134 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3850 Chablis Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3850 Chablis Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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