Shelby County property record for 3850 Brandy Ave, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1980 |
| Lot Size | 0.186 acres (8,092 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2025) |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-0058-0-0089 |
| Primary APN | 09-0058-0-0089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| Utility Area | 30 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,092 sqft (0.186 acres) |
| Lot Dimensions | 119 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3850 BRANDY AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-6722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS BRANDY AVE 74.635 FT W OF WINWOOD DR |
| Legal Subdivision | KERWIN REV SEC D |
| Legal Lot Number | 104 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20524 |
Source: Shelby County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3850 BRANDY AVE, MEMPHIS, TN 38128-6722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 19, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage AVALON CAPITAL THRIFT & LOAN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Mar 19, 2025 · Amount on Record |
| Deed Document Number | 202581961 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0000021805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 22, 2025 |
| Property Address | 3850 BRANDY AVE, MEMPHIS, TN 38128-6722 |
| Document Number | 0025081961 |
| Map Reference | MB 57 PG 25 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 25081961 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | UNKNOWN, TITAN TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 BRANDY AVE, MEMPHIS, TN 38128-6722 |
| Document Number | 0025081962 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 25081962 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 5, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 19, 2023 |
| Property Address | 3850 BRANDY AVE, MEMPHIS, TN 38128-6722 |
| Document Number | 0023050096 |
| Map Reference | MB 57 PG 25 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 23050096 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NOT AVAILABLE, BAYMARK T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1690 BELLEVUE GROVE CV, CORDOVA, TN 38016-4800 |
| Investor | Possibly a Property Investor |
| Document Number | 0023050097 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 23050097 |
| Name | AVALON CAPITAL THRIFT & LOAN LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 (-59.15%) | $27,300 (+55.11%) Land $2,875 Building $24,425 | $109,200 (+55.11%) Land $11,500 Building $97,700 |
| 2024 | $1,797.00 (+67.63%) | ||
| 2023 | $17,600 Land $2,250 Building $15,350 | ||
| 2022 | $1,072.00 | ||
| 2021 | $70,400 Land $9,000 Building $61,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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