385 Willow St, San Jose, CA 95110 Property Records

Santa Clara County property record for 385 Willow St, San Jose, CA 95110

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$1,520,000 (Mar 2022)
Tax Bill	$20,531 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`264-48-005`

Property Details

APN / Parcel Number

Primary APN	`264-48-005`

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	385 WILLOW ST
City	SAN JOSE
State	CA
Zip	95110-3225
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R2
Legal Subdivision	PALM
Legal Lot Number	48
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	501700

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17485 WALNUT GROVE DR, MORGAN HILL, CA 95037-3760
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage CALIFORNIA STATEWIDE CERTIFIED DEVELOPME
Mar 2, 2022	Grant Deed, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NATL C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Apr 2, 2021 · Amount on Record
Deed Document Number	202225251356
Prior Transfer Date	Mar 7, 2003
Prior Transfer Doc	0016906786
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	385 WILLOW ST, SAN JOSE, CA 95110-3225
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WILLOW ST, SAN JOSE, CA 95110-3225

Mortgage

Document Number	0025251359
Date	Mar 2, 2022
Instrument	25251359

Lender

Name	CALIFORNIA STATEWIDE CERTIFIED DEVELOPME
Type	Non-Lending Institution
Address	DAVIS, CA 95616

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 2, 2022
Property Address	385 WILLOW ST, SAN JOSE, CA 95110-3225
Document Number	0025251356
Map Reference	MB K PG 90
Instrument Date	Feb 24, 2022
Instrument	25251356
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17485 WALNUT GROVE DR, MORGAN HILL, CA 95037-3760

Mortgage

Document Number	0025251357
Date	Mar 2, 2022
Instrument	25251357

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0025251358
Date	Mar 2, 2022
Instrument	25251358

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	CHICAGO, IL 60670

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 2, 2021
Property Address	385 WILLOW ST, SAN JOSE, CA 95110-3225
Document Number	0024904713
Map Reference	MB K PG 90
Instrument Date	Mar 23, 2021
Instrument	24904713
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NATL C

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 TOYON AVE, SAN JOSE, CA 95127-5441

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,645,295 (+2%) Land $1,190,674 Building $454,621
2025	$20,531.00 (+6.62%)	$1,613,035 (+4.04%) Land $1,167,328 Building $445,707
2024	$19,256.00 (+1.38%)
2023	$18,993.00 (+13.67%)	$1,550,400 Land $1,122,000 Building $428,400
2022	$16,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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