385 Whispering Willow Dr, Unit E, Santee, CA 92071 Property Records

San Diego County property record for 385 Whispering Willow Dr, Unit E, Santee, CA 92071 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,392 sqft · built 1997
Lot Size	6.16 acres (268,537 sqft)
Owner	2 Company Names on File
Last Sale	$435,000 (Nov 2018)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`381-681-13-65`

Property Details

APN / Parcel Number

Primary APN	`381-681-13-65`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	268,537 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	385 WHISPERING WILLOW DR, E
City	SANTEE
State	CA
Zip	92071-6932
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 96 US 65PER DOC95-486497&UND INT IN TR 013101
Legal Subdivision	89-06
Legal Tract	013101
Legal Block	1
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16614

Owner

Source: San Diego County records · APN 381-681-13-65

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	385 WHISPERING WILLOW DR, E, SANTEE, CA 92071-6932
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Nov 07, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 07, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 01, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2018 · Amount on Record
Deed Sale	Nov 07, 2018 · Amount on Record
Prior Sale	Mar 19, 2004 · Amount on Record
Deed Document Number	2018466567
Last Transfer Date	Jul 26, 2024
Transfer Doc	0000196066
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	385 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6932
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WHISPERING WILLOW DR E, SANTEE, CA 92071-6932

Mortgage

Document Number	0000523680
Date	Sep 09, 2020
Instrument	2020-0523680

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	385 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6932
Document Number	0000039908
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	385 WHISPERING WILLOW DR #E SANTEE CA 920716932, E, SANTEE, CA 92071-6932

Mortgage

Document Number	0000039908
Date	Jan 24, 2020
Instrument	39908

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 07, 2018
Property Address	385 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6932
Document Number	0000466568
Instrument Date	Nov 06, 2018
Instrument	466568
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	385 WHISPERING WILLOW DR #E SANTEE CA 920716932, E, SANTEE, CA 92071-6932

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 07, 2018
Property Address	385 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6932
Document Number	0000466567
Instrument Date	Oct 30, 2018
Instrument	466567
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	385 WHISPERING WILLOW DR #E SANTEE CA 920716932, E, SANTEE, CA 92071-6932

Mortgage

Document Number	466569
Date	Nov 07, 2018
Instrument	466569

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	385 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6932
Document Number	0000131484
Instrument Date	Mar 01, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WHISPERING WILLOW DR SANTEE CA 920716932, SANTEE, CA 92071-6932

Mortgage

Document Number	0000131484
Date	Mar 23, 2017
Instrument	131484

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 22, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$494,948 (+2%) Land $177,957 Building $316,991
2025	$6,050.00 (+4.15%) Homeowner's exemption	$485,244 (+4.04%) Land $174,468 Building $310,776
2023	$5,809.00 (+0.73%) Homeowner's exemption	$466,404 Land $167,695 Building $298,709
2022	$5,767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 632 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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