385 W Heather Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 385 W Heather Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,835 sqft · built 1972
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$1,275,000 (Jun 2010)
Tax Bill$37,553 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-006-3250

Property Details

APN / Parcel Number

Primary APN24-4232-006-3250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,835 sqft Living Area
Gross Area2,891 sqft
1st Floor Area2,835 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchPorch
Porch Area28 sqft
Patio Area150 sqft

Location & Zoning

Street Address385 W HEATHER DR
CityKEY BISCAYNE
StateFL
Zip33149-1860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 10BLK 30 LOT SIZE 75.000 X 100 OR 19269-3502 08 2000 1
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block30
Legal Lot Number10
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3011
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address385 W HEATHER DR, KEY BISCAYNE, FL 33149-1860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Oct 27, 2017Warranty Deed, Transfer
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2010 · Amount on Record
Deed SaleJun 9, 2010 · Amount on Record
Prior SaleSep 5, 2000 · Amount on Record
Deed Document Number2010387684
Deed Book / Page27313 / 2043
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateMay 22, 2026
Property Address385 W HEATHER DR, KEY BISCAYNE, FL 33149-1860
Document Number0000352226
Book / Page35315 / 4116
Instrument DateMay 11, 2026
Instrument2026352226
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 W HEATHER DR, KEY BISCAYNE, FL 33149-1860

Mortgage

Document Number0000352226,
DateMay 22, 2026
Book Page35315/4116
Instrument2026352226
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateOct 27, 2017
Property Address385 W HEATHER DR, KEY BISCAYNE, FL 33149-1860
Document Number0000609149
Book / Page030735 / 003534
Instrument DateOct 19, 2017
Instrument609149
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address385 W HEATHER DR KEY BISCAYNE FL 331491860, KEY BISCAYNE, FL 33149-1860

Mortgage

Document Number609150
DateOct 27, 2017
Book Page030735/003536
Instrument609150
Lender
NameUS BK
TypeBank
Address4325 17TH AVE S, FARGO, ND 58103-3538
Agreement
AmountAmount Recorded
Term360 Months
DueOct 26, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Mortgage

Document Number609151,
DateOct 27, 2017
Book Page030735/003557
Instrument609151
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,553.00 (+23.21%) Homeowner's exemption$2,361,465 (+11.62%) Land $1,950,000 Building $411,465$2,361,465 (+11.62%) Land $1,950,000 Building $411,465
2023$30,478.00 (+16.67%)$2,115,657 (+23.01%) Land $1,725,000 Building $390,657$2,115,657 (+23.01%) Land $1,725,000 Building $390,657
2022$26,124.00$1,719,905 Land $1,323,750 Building $396,155$1,719,905 Land $1,323,750 Building $396,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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