Vermillion County property record for 385 W Cherry St, Cayuga, IN 47928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,872 sqft · built 1976 |
| Lot Size | 0.373 acres (16,239 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-004-0002-00 |
| Primary APN | 005-004-0002-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,239 sqft (0.373 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000993838 |
|---|---|
| Street Address | 385 W CHERRY ST |
| City | CAYUGA |
| State | IN |
| Zip | 47928-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAM GRONDYKES ADD 80' X 116' LOT 7 ALSO 60' X 116' OF FABLE ST ALSO 60' X 116' OF FABLE ST |
| Legal Subdivision | SAM GRONDYKES ADD |
| Legal Lot Number | 7 |
| Jurisdiction | VERMILLION IN |
| Township / Civil Division | EUGENE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20100 |
385 W Cherry St is owned and occupied by an individual.
Source: Vermillion County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 W CHERRY ST, CAYUGA, IN 47928-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILLION IN |
| Property Address | 385 W CHERRY ST, CAYUGA, IN 47928-8059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 2020000657 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020000657 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 385 W Cherry St was $687 with a homeowner's exemption, up 35.2% from the year before.
Source: Vermillion County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Vermillion County |
| County Subdivision | Eugene Township |
| Unified School District | North Vermillion Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $687.00 (+35.24%) Homeowner's exemption | $119,100 Land $6,900 Building $112,200 | $119,100 Land $6,900 Building $112,200 |
| 2024 | $508.00 | ||
| 2023 | $80,200 (+2.56%) Land $6,900 Building $73,300 | $80,200 (+2.56%) Land $6,900 Building $73,300 | |
| 2022 | $369.00 | $78,200 Land $4,100 Building $74,100 | $78,200 Land $4,100 Building $74,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 W Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 W Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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