Santa Barbara County property record for 385 Toro Canyon Rd, Carpinteria, CA 93013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,344 sqft · built 1966 |
| Lot Size | 1.98 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,072 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-210-043 |
| Primary APN | 005-210-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,344 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 86,684 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Central |
|---|
| Street Address | 385 TORO CANYON RD |
|---|---|
| City | CARPINTERIA |
| State | CA |
| Zip | 93013-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR10 |
| Legal Description | PUEBLO MAP POR LOTS |
| Legal Lot Number | A |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | CARPINTERIA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1706 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MONTECITO BANK & TRUST |
| Apr 11, 2017 | Deed of Trust, Mortgage MONTECITO BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 1995 |
| Deed Sale | Dec 12, 1995 |
| Deed Document Number | 199569065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Document Number | 0000026555 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023-0026555 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Document Number | 0000021136 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0021136 |
| Name | MONTECITO BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CAMARILLO, CA 93010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 385 TORO CANYON RD, CARPINTERIA, CA 93013-3077 |
| Document Number | 0000018193 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 385 TORO CANYON RD CARPINTERIA CA 930133077, CARPINTERIA, CA 93013-3077 |
| Document Number | 0000018193 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 18193 |
| Name | MONTECITO BK&TR |
|---|---|
| Type | Bank |
| Address | SANTA BARBARA, CA 93120-2460 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Unified School District | Carpinteria Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,147,999 (+2%) Land $762,516 Building $385,483 | |
| 2025 | $12,072.00 (+3.8%) Homeowner's exemption Additional exemption filed | $1,125,490 (+4.04%) Land $747,565 Building $377,925 |
| 2023 | $11,630.00 (+0.35%) Homeowner's exemption Additional exemption filed | $1,081,787 Land $718,537 Building $363,250 |
| 2022 | $11,590.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 8 (1978–2018) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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