385 Stone Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 385 Stone Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,306 sqft · built 1975
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2021)
Tax Bill	$1,359 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`356 165`

Property Details

APN / Parcel Number

Primary APN	`356 165`
Alternative APN	`6281336`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Patio Area	580 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	385 STONE RD
City	SALISBURY
State	NC
Zip	28146-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.76AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4001
Census Tract	51002

Owner

385 Stone Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 STONE RD, SALISBURY, NC 28146-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Book / Page	1384 / 532
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0011010787
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 20, 2021
Property Address	385 STONE RD, SALISBURY, NC 28146-8923
Document Number	0013840532
Book / Page	1384 / 532
Map Reference	MB 9995 PG 4320
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7755 STOKES FERRY RD, 7755, SALISBURY, NC 28146-5531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 STONE RD, SALISBURY, NC 28146-8923

Mortgage

Document Number	1384533
Date	Sep 20, 2021
Instrument	1384/533

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 27, 2017
Property Address	385 STONE RD, SALISBURY, NC 28146-8923
Document Number	0012880933
Book / Page	001288 / 000933
Instrument Date	Apr 27, 2017
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PECAN LN GRANITE QUARRY NC 281467042, GRANITE QUARRY, NC 28146-7042

Mortgage

Document Number	12880933
Date	Apr 27, 2017
Book Page	001288/000933

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 385 Stone Rd was $1,359.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,359.00	$202,910 (-) Land $32,186 Building $170,724	$202,910 Land $32,186 Building $170,724
2025	$1,359.00	$202,910 Land $32,186 Building $170,724
2023	$1,359.00	$202,910 Land $32,186 Building $170,724	$202,910 Land $32,186 Building $170,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Stone Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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