North Kingstown Town property record for 385 Snuff Mill Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Mar 2019) |
| Tax Bill | $15,233 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:037 B:009 |
| Primary APN | NKIN M:037 B:009 |
|---|---|
| Alternative APN |
|
| Game Room | Game Room |
|---|
| Lot Area | 137,214 sqft (3.15 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 15558 |
|---|---|
| Street Address | 385 SNUFF MILL RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 9 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50402 |
385 Snuff Mill Rd is owned and occupied by an individual who bought it in March 2019.
Source: North Kingstown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO |
| Mar 15, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on File |
| Deed Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 2019829 |
| Deed Book / Page | 3177 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 385 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-2918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003419-83 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 3419/83 |
| Instrument | 3983 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 385 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-2918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3464-190 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 3464/190 |
| Instrument | 7175 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 385 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-2918 |
| Document Number | 3259-288 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 385 SNUFF MILL RD SAUNDERSTOWN RI 028742918, SAUNDERSTOWN, RI 02874-2918 |
| Document Number | 3259-288 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 003259/000288 |
| Instrument | 692 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Mar 15, 2019 |
| Property Address | 385 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-2918 |
| Document Number | 3177-233 |
| Book / Page | 3177 / 233 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 829 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 830 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 830 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2026 |
| Max Rate At Change | 2.75% |
The 2025 property tax bill for 385 Snuff Mill Rd was $15,233.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,233.00 | $1,379,800 Land $275,400 Building $1,104,400 | $1,638,325 |
| 2023 | $15,173.00 | $1,058,100 Land $229,200 Building $828,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Snuff Mill Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Snuff Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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