385 S Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 385 S Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,636 sqft · built 1986
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$217,900 (Jul 2026)
Tax Bill	$3,145 (2024)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-30-3220-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-30-3220-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	40 sqft
Unfinished Basement	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	200 ft deep x 97 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer

Location & Zoning

Street Address	385 S ORR RD
City	HEMLOCK
State	MI
Zip	48626-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 20 GRATIOT WOODED ACRES NO. 1 A PART OF THE NW 1/4 OF THE SW 1/4 SEC 30 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	30
Legal Subdivision	GRATIOT WOODED ACRES NUMBER ON
Legal Lot Number	20
Legal Unit	20
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3025
Census Tract	12003

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7245 BURMEISTER DR, SAGINAW, MI 48609-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU
May 11, 2022	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202617829
Prior Transfer Date	Jun 4, 2024
Prior Transfer Doc	0000014132
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 7, 2026
Property Address	385 S ORR RD, HEMLOCK, MI 48626-9424
Document Number	0000017829
Instrument Date	Jun 29, 2026
Instrument	202617829
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$165,059.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 BURMEISTER DR, SAGINAW, MI 48609-5222

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 30, 2026
Property Address	385 S ORR RD, HEMLOCK, MI 48626-9424
Document Number	0000017376
Instrument Date	Jun 29, 2026
Instrument	202617376
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 BURMEISTER DR, SAGINAW, MI 48609-5222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017376,
Date	Jun 30, 2026
Instrument	202617376

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	385 S ORR RD, HEMLOCK, MI 48626-9424
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S ORR RD, HEMLOCK, MI 48626-9424

Mortgage

Document Number	0000011832
Date	Apr 13, 2022
Instrument	2022011832

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 11, 2022
Property Address	385 S ORR RD, HEMLOCK, MI 48626-9424
Document Number	0000014555
Map Reference	LB 12 PG 38
Instrument Date	Apr 7, 2022
Instrument	2022014555
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 GEYER ST, 521, FRANKENMUTH, MI 48734-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S ORR RD, HEMLOCK, MI 48626-9424

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (+8.37%)	$212,400 (+8.37%)
2025		$98,000 (+26.13%)	$196,000 (+26.13%)
2024	$3,145.00 (+659.66%)
2023		$77,700	$155,400
2022	$414.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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