385 S 6th St, Independence, OR 97351 Property Records

Polk County property record for 385 S 6th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,111 sqft · built 1935
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$274,500 (May 2019)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BB-02800`

Property Details

APN / Parcel Number

Primary APN	`08428-BB-02800`
Alternative APN	`204116`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,111 sqft
Attic	Attic
Attic Area	396 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1975
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	672 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204116
Street Address	385 S 6TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN INDEPENDENCE
Legal Block	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3035
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

385 S 6th St is owned and occupied by two individuals who bought it in May 2019.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORP
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MANN MTG
May 21, 2019	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	20195207
Prior Transfer Date	Dec 4, 2017
Prior Transfer Doc	0000014385
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705

Mortgage

Document Number	0000003071
Date	Apr 26, 2023
Instrument	2023-003071

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705
Document Number	0000001079
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	385 S 6TH ST INDEPENDENCE OR 973511705, INDEPENDENCE, OR 97351-1705

Mortgage

Document Number	0000001079
Date	Jul 27, 2020
Instrument	1079

Lender

Name	MANN MTG
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 21, 2019
Property Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705
Document Number	0000005207
Instrument Date	May 20, 2019
Instrument	2019-005207
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	385 S 6TH ST, INDEPENDENCE, OR 97351-1705

Mortgage

Document Number	0000005208
Date	May 21, 2019
Instrument	2019-005208

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 385 S 6th St was $2,908, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,130 (+3%) Land $37,440 Building $126,690	$405,820 (-4.63%) Land $150,000 Building $255,820
2025	$2,908.00 (+3.78%)	$159,350 (+3%) Land $36,340 Building $123,010	$425,510 (+3.89%) Land $149,300 Building $276,210
2024	$2,802.00 (-2.47%)	$154,710 (+3%) Land $35,280 Building $119,430	$409,570 (-2.11%) Land $137,000 Building $272,570
2023	$2,873.00 (+8.91%)	$150,210 (+3%) Land $34,250 Building $115,960	$418,390 (+9.08%) Land $138,200 Building $280,190
2022	$2,638.00	$145,840 Land $33,250 Building $112,590	$383,550 Land $117,500 Building $266,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 S 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 S 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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