385 Ring Rd, Chadds Ford, PA 19317 Property Records

Delaware County property record for 385 Ring Rd, Chadds Ford, PA 19317

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,699 sqft · built 1992
Lot Size	4.91 acres (214,315 sqft)
Owner	2 Individual Names on File
Last Sale	$1,659,000 (Jan 2024)
Tax Bill	$11,154 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-033:000`

Property Details

APN / Parcel Number

Primary APN	`04-21-033:000`
Alternative APN	`04-00-00242-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,699 sqft Living Area
1st Floor Area	2,699 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	214,315 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0421033000
Street Address	385 RING RD
City	CHADDS FORD
State	PA
Zip	19317-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 STY HSE 2C GAR 2.9 AC +-
Legal Block	42
Legal Lot Number	1
Jurisdiction	DELAWARE PA
Township / Civil Division	CHADDS FORD
Census Block Group	1
Census Block	1017
Census Tract	410200

Owner

Source: Delaware County records · APN 04-21-033:000

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	385 RING RD, CHADDS FORD, PA 19317-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed, Transfer · Conventional Mortgage ARTISANS BANK
Oct 21, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 03, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20242285
Deed Book / Page	6953 / 5277
Prior Transfer Date	Sep 05, 2002
Prior Transfer Doc	0000027392
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jan 22, 2024
Property Address	385 RING RD, CHADDS FORD, PA 19317-9746
Document Number	0069535277
Book / Page	6953 / 5277
Map Reference	VOL 19 PG 294
Instrument Date	Jan 19, 2024
Instrument	2024002285
Transaction Type	Transfer
Record Updated	Feb 01, 2024
Title Company	SOUTHERN CHESTER COUNTY ABSTRACT, SOUTHERN CHESTER CNTY ABSTRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 RING RD, CHADDS FORD, PA 19317-9746

Mortgage

Document Number	2024002286
Date	Jan 22, 2024
Instrument	2024002286

Lender

Name	ARTISANS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 01, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Oct 21, 2022
Property Address	385 RING RD, CHADDS FORD, PA 19317-9746
Document Number	0068674717
Book / Page	6867 / 4717
Map Reference	VOL 19 PG 294
Instrument Date	Sep 27, 2022
Instrument	2022055484
Transaction Type	Transfer
Record Updated	Nov 01, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 RING RD, CHADDS FORD, PA 19317-9746

Mortgage

Document Number	0068674722
Date	Oct 21, 2022
Instrument	6867/4722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	385 RING RD, CHADDS FORD, PA 19317-9746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061621748
Date	May 03, 2018
Book Page	06162/1748
Instrument	2018020993

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	385 RING RD, CHADDS FORD, PA 19317-9746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061260363
Date	Feb 06, 2018
Book Page	06126/0363
Instrument	2018006289

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2033

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Chadds Ford Township
Unified School District	Unionville-Chadds Ford School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,154.00 (+21.29%)	$469,890 (-) Land $152,640 Building $317,250	$469,890 (-) Land $152,640 Building $317,250
2024		$469,890 (-) Land $152,640 Building $317,250
2023	$9,196.00 Homeowner's exemption	$469,890 Land $152,640 Building $317,250
2021			$469,890 (-)
2020			$469,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	62 units insured incl. 60 condo units
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Twin Bridges Rural Historic District listed 2017 · 115 contributing resources · NRIS 100001635

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 52 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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