385 Ridgeway Dr, Grand Junction, CO 81507 Property Records

Mesa County property record for 385 Ridgeway Dr, Grand Junction, CO 81507

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 3,153 sqft · built 1981
Lot Size	0.075 acres (3,254 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Oct 2001)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2945-212-13-024`

Property Details

APN / Parcel Number

Primary APN	`2945-212-13-024`
Alternative APN	`R068339`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,153 sqft Living Area
Gross Area	4,367 sqft
1st Floor Area	2,305 sqft
Upper Floors Area	722 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,254 sqft (0.075 acres)
Garage Type	Detached
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	1,664 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R068339
Street Address	385 RIDGEWAY DR
City	GRAND JUNCTION
State	CO
Zip	81507-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10C & 11C BLK 7 REPLAT OF BLK 7 & A PART OF BLK 17 THE RIDGES FIL NO 3 SEC 21 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	21
Legal Subdivision	THE RIDGES FIL NO 3
Legal Block	7,17
Legal Lot Number	10
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2019
Census Tract	1403

Owner

385 Ridgeway Dr is owned and occupied by two individuals who bought it in October 2001.

Source: Mesa County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 RIDGEWAY DR, GRAND JUNCTION, CO 81507-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2001 · Amount on File
Deed Sale	Oct 10, 2001 · Amount on File
Prior Sale	Jul 28, 1992
Deed Document Number	20012019519
Deed Book / Page	2937 / 638
Prior Transfer Date	Aug 1, 2001
Prior Transfer Doc	0002019518
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	385 RIDGEWAY DR, GRAND JUNCTION, CO 81507-1608
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 RIDGEWAY DR, GRAND JUNCTION, CO 81507-1608

Mortgage

Document Number	0003147700
Date	Jan 13, 2026
Instrument	3147700

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 385 Ridgeway Dr was $3,642, up 7.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00 (+7.66%)	$57,730 (+4.04%) Land $11,250 Building $46,480	$923,610 Land $180,000 Building $743,610
2024	$3,383.00 (+0.48%)	$55,490 (-) Land $6,600 Building $48,890
2023	$3,367.00 (+3.73%)	$55,490 (+19.85%) Land $6,600 Building $48,890	$828,130 Land $98,460 Building $729,670
2022	$3,246.00	$46,300 Land $5,940 Building $40,360
2021			$666,210 Land $85,500 Building $580,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1983–1984)
Claims Outside the SFHA	4 of 13
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Ridgeway Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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