385 Riddle Mill Rd, Clover, SC 29710 Property Records

York County property record for 385 Riddle Mill Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,529 sqft · built 1998
Lot Size	8.6 acres (375,052 sqft)
Owner	2 Individual Names on File
Last Sale	$68,800 (Jul 1997)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`477-00-00-022`

Property Details

APN / Parcel Number

Primary APN	`477-00-00-022`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,529 sqft Living Area
1st Floor Area	1,765 sqft
2nd Floor Area	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	375,052 sqft (8.6 acres)
Garage Area	1,676 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Gunite Pool
Porch	Porch
Porch Area	171 sqft
Deck Area	664 sqft
Patio Area	660 sqft

Location & Zoning

Street Address	385 RIDDLE MILL RD
City	CLOVER
State	SC
Zip	29710-7333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD-I
Legal Description	RIDDLE MILL RD (8.607 ACRES)
Legal Subdivision	ACRES
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3001
Census Tract	61706

Owner

385 Riddle Mill Rd is owned and occupied by two individuals who bought it in July 1997.

Source: York County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FEDERAL CREDIT UNION
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1997 · Amount on File
Deed Sale	Jul 22, 1997 · Amount on File
Deed Document Number	0000191796
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Sep 25, 2026
Property Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Document Number	0000034486
Book / Page	22834 / 197
Instrument Date	Sep 18, 2026
Instrument	202634486
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333

Mortgage

Document Number	0000034486,
Date	Sep 25, 2026
Book Page	22834/197
Instrument	202634486

Lender

Name	SHARONVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2047800024
Date	Nov 1, 2022
Book Page	20478/24
Instrument	2022046151

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1719500182
Date	Sep 21, 2018
Book Page	17195/182
Instrument	2018040846

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1808200106
Date	Feb 18, 2020
Book Page	18082/106
Instrument	2020006959

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	385 RIDDLE MILL RD, CLOVER, SC 29710-7333
Document Number	1894100121
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 RIDDLE MILL RD CLOVER SC 297107333, CLOVER, SC 29710-7333

Mortgage

Document Number	1894100121
Date	Jan 25, 2021
Book Page	018941/000121
Instrument	4277

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 385 Riddle Mill Rd was $1,965.

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00	$14,308 Land $955 Building $13,353	$610,860 Land $180,360 Building $430,500
2023	$1,809.00	$12,445 Land $634 Building $11,811	$434,253 Land $124,040 Building $310,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 Riddle Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Riddle Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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