Warren County property record for 385 Reed Rd, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,148 sqft · built 1995 |
| Lot Size | 0.332 acres (14,479 sqft) |
| Owner | Company Name on File |
| Last Sale | $191,665 (Dec 1995) |
| Tax Bill | $5,260 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-474-002-0 |
| Primary APN | 04-03-474-002-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,148 sqft Living Area |
| Gross Area | 3,548 sqft |
| 1st Floor Area | 132 sqft |
| 2nd Floor Area | 1,158 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 14,479 sqft (0.332 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 545708 |
|---|---|
| Street Address | 385 REED RD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 7 LOT 244 |
| Legal Subdivision | BROOKSIDE 7 |
| Legal Block | 8 |
| Legal Lot Number | 244 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30901 |
385 Reed Rd is owned by a company that bought it in December 1995.
Source: Warren County records, as of May 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 385 REED RD, SPRINGBORO, OH 45066-9418 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 1995 · Amount on File |
| Deed Sale | Dec 12, 1995 · Amount on File |
| Prior Sale | Jul 12, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 22, 2026 |
| Property Address | 385 REED RD, SPRINGBORO, OH 45066-9418 |
| Document Number | 0000010666 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202610666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 385 REED RD, SPRINGBORO, OH 45066-9418 |
| Document Number | 0000010666, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202610666 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 385 REED RD, SPRINGBORO, OH 45066-9418 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 385 REED RD, SPRINGBORO, OH 45066-9418 |
| Document Number | 0000029756 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-029756 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 385 Reed Rd was $5,260, down 0.2% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,260.00 (-0.25%) | $135,040 Land $31,500 Building $103,540 | $385,840 Land $90,000 Building $295,840 |
| 2024 | $5,273.00 (+13.64%) | ||
| 2023 | $4,640.00 (+1.51%) Homeowner's exemption | $108,969 (-) Land $17,220 Building $91,749 | |
| 2022 | $4,571.00 Homeowner's exemption | $108,969 Land $17,220 Building $91,749 | $311,340 (-) Land $49,200 Building $262,140 |
| 2021 | $311,340 Land $49,200 Building $262,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Reed Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Reed Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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