385 Ralph St, Jackson, OH 45640 Property Records

Jackson County property record for 385 Ralph St, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1955
Lot Size0.381 acres (16,601 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Jul 2016)
Tax Bill$2,997 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNH140190022200

Property Details

APN / Parcel Number

Primary APNH140190022200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1986
Architectural StyleOther
Exterior MaterialAsbestos
Lot Area16,601 sqft (0.381 acres)
Lot Dimensions166 ft deep x 100 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area168 sqft
Patio Area252 sqft
Shed1 Shed
Shed Area192 sqft
Lean-To96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address385 RALPH ST
CityJACKSON
StateOH
Zip45640-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKING L24
Legal SubdivisionKINGS ADDITION
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group6
Census Block6011
Census Tract957500

Owner

Source: Jackson County records · APN H140190022200

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address385 RALPH ST, JACKSON, OH 45640-2036
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE OHIO VALLEY BANK COMPANY
Jan 02, 2018Deed of Trust, Mortgage · Line of Credit
THE OHIO VALLEY BANK COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2016 · Amount on Record
Deed SaleJul 08, 2016 · Amount on Record
Deed Document Number20162057
Deed Book / Page118 / 870
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address385 RALPH ST, JACKSON, OH 45640-2036
Transaction TypeMortgage
Record UpdatedJul 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number132/2017
DateJun 25, 2018
Book Page132/2017
Instrument201800001969
Lender
NameTHE OHIO VALLEY BANK COMPANY
TypeBank
AddressGALLIPOLIS, OH 45631
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2038

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address385 RALPH ST, JACKSON, OH 45640-2036
Transaction TypeMortgage
Record UpdatedFeb 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201800000022
DateJan 02, 2018
Book Page129/1131
Instrument201800000022
Lender
NameTHE OHIO VALLEY BANK COMPANY
TypeBank
AddressJACKSON, OH 45640
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 04, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,997.00 (-3.26%) Homeowner's exemption$61,360 (-) Land $11,110 Building $50,250$175,300 (-) Land $31,740 Building $143,560
2023$3,098.00 (+33.48%) Homeowner's exemption Senior Citizen's exemption$61,360 (+34.8%) Land $11,110 Building $50,250
2022$2,321.00 Homeowner's exemption Senior Citizen's exemption$45,520 Land $10,740 Building $34,780
2020$175,300 Land $31,740 Building $143,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (39079C), as of December 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390799575006, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1997–2012)
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 13 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Cincinnati Bell
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Frontier.

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4000111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF JACKSON
serves 9,691 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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