Whitley County property record for 385 Rains St, Williamsburg, KY 40769
| Property Type | Mobile Home |
|---|---|
| Details | 720 sqft · built 1975 |
| Lot Size | 0.016 acres (720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jul 2018) |
| Tax Bill | $81 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-10-03-003.00 |
| Primary APN | 110-10-03-003.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 720 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 720 sqft (0.016 acres) |
| Lot Dimensions | 60 ft deep x 12 ft wide |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Street Address | 385 RAINS ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-2009 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5 |
| Legal Description | 1 LT @ RAINS ST |
| Legal Subdivision | RAINS ST |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920502 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 385 RAINS ST, WILLIAMSBURG, KY 40769-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE FINANCIAL INC |
| Jul 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on Record |
| Deed Sale | Jul 5, 2018 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 385 RAINS ST, WILLIAMSBURG, KY 40769-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, BANKERS TITLE OF CTRL KY LL |
| Name | Verified Name |
|---|
| Document Number | 00M678/682 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | M678/682 |
| Instrument | 274529 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jul 20, 2018 |
| Property Address | 385 RAINS ST, WILLIAMSBURG, KY 40769-2009 |
| Document Number | 000546/139 |
| Book / Page | 546 / 139 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 231777 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1815, CORBIN, KY 40702-1815 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 385 RAINS ST, WILLIAMSBURG, KY 40769-2009 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81.00 (-1.22%) | $25,000 (-) | $25,000 (-) |
| 2024 | $82.00 (-2.38%) | $25,000 (-) | $25,000 (-) |
| 2023 | $84.00 | $25,000 | $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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