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385 Pine Tree Rd Ext, Cutchogue, NY 11935 Property Records

Suffolk County and Southold Town property record for 385 Pine Tree Rd Ext, Cutchogue, NY 11935

Property Summary

Property TypeSingle Family Home
Lot Size2.28 acres (99,752 sqft)
Owner2 Individual Names on File
Last Sale$733,500 (Jan 2017)
Tax Bill$11,396 (2024)
Deeds & MortgagesMay 2017 Line of Credit
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN473889 98.-1-7.19

Property Details

APN / Parcel Number

Primary APN473889 98.-1-7.19
Alternative APNs
  • 1000-098.00-01.00-007.019
  • 388909800000010070190000
  • 47380011813
  • 13

Exterior

Lot Area99,752 sqft

Location & Zoning

Account Number13
Street Address385 PINE TREE ROAD EXT
CityCUTCHOGUE
StateNY
Zip11935-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal DescriptionBOOK 12398 PAGE 268 BILL 011385
Legal Block1
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group2
Census Block2001
Census Tract170005

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1314 PROSPECT PL, BROOKLYN, NY 11213-2301
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2017Deed of Trust, Mortgage · Line of Credit
EVERBANK
Jan 26, 2017Grant Deed, Transfer
CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2017 · Amount on File
Deed SaleJan 26, 2017 · Amount on File
Deed Book / PageD00012898 / 113
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address385 PINE TREE ROAD EXT, CUTCHOGUE, NY 11935-1507
Document Number0228780974
Book / Page022878 / 000974
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyCASTLE TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1314 PROSPECT PL BROOKLYN NY 112132301, BROOKLYN, NY 11213-2301

Mortgage

Document Number0228780974
DateNov 29, 2017
Book Page022878/000974
Lender
NameEVERBANK
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJan 26, 2017
Property Address385 PINE TREE ROAD EXT, CUTCHOGUE, NY 11935-1507
Document Number0128980113
Book / Page012898 / 000113
Instrument DateMay 18, 2016
Transaction TypeTransfer
Record UpdatedMar 28, 2017
Title CompanyCASTLE TITLE INSURANCE AGENCY, CASTLE TITLE COMPANY

Transaction

AmountAmount on Record
Tax$2,934.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address29 WOODHULL ST #5 BROOKLYN NY 112315104, 5, BROOKLYN, NY 11231-5104

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,400 (-) Land $1,800 Building $5,600$1,345,455 (+10,263.21%) Land $327,273 Building $1,018,182
2024$11,396.00
2023$7,400 Land $1,800 Building $5,600$12,983 Land $3,158 Building $9,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims7 (2011–2023)
Claims Outside the SFHA5 of 7
Most Recent ClaimMar 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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