385 Phillips Ct, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 385 Phillips Ct, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,168 sqft · built 2005
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on File
Last Sale	$317,100 (Feb 2017)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5333000B0009000R`

Property Details

APN / Parcel Number

Primary APN	`5333000B0009000R`
Alternative APNs	`R61744` `61744`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	3,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	120 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	385 PHILLIPS CT
City	FATE
State	TX
Zip	75087-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 1A, BLOCK B, LOT 9
Legal Subdivision	WOODCREEK PH 1A
Legal Tract	9
Legal Block	B
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1020
Census Tract	40407

Owner

385 Phillips Ct is owned and occupied by two individuals who bought it in February 2017.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 PHILLIPS CT, FATE, TX 75087-9258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Aug 24, 2005 · Amount on File
Deed Document Number	20172507
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	0000002507
Record Updated	Sep 20, 2026

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 10, 2017
Property Address	385 PHILLIPS CT, FATE, TX 75087-9258
Document Number	0000002507
Map Reference	CAB F SL101
Instrument Date	Feb 9, 2017
Instrument	20170000002507
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2450, QUINLAN, TX 75474-0041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 PHILLIPS CT, FATE, TX 75087-9258

Mortgage

Document Number	0000002508
Date	Feb 10, 2017
Instrument	20170000002508

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Type Change Date	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 385 Phillips Ct was $7,646, down 8.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,134 (-4.94%) Land $92,000 Building $320,134	$412,134 (-4.94%) Land $92,000 Building $320,134
2025	$7,646.00 (-8.08%)	$433,559 Land $105,800 Building $327,759	$433,559 Land $105,800 Building $327,759
2024	$8,318.00 (+3.83%)
2023	$8,011.00	$456,623 Land $149,500 Building $307,123	$456,623 Land $149,500 Building $307,123
2021	$7,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 Phillips Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Phillips Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Peoples Communications Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon, Wi-Five Broadband.