385 Palermo Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 385 Palermo Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 1972
Lot Size0.177 acres (7,688 sqft)
Owner2 Individual Names on File
Tax Bill$3,332 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN24R-51-0492

Property Details

APN / Parcel Number

Primary APN24R-51-0492

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
Gross Area2,060 sqft
1st Floor Area1,615 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,688 sqft (0.177 acres)
Lot Dimensions62 ft deep x 62 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area445 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft
Patio Area105 sqft
Balcony Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address385 PALERMO DR
CityBALLWIN
StateMO
Zip63021-6450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionSORRENTO PLAT 5 LOT 191
Legal SubdivisionSORRENTO PLAT 5
Legal Lot Number191
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group3
Census Block3015
Census Tract217931

Owner

Source: St. Louis County records · APN 24R-51-0492

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address385 PALERMO DR, BALLWIN, MO 63021-6450
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 19, 2017
Transfer Doc02236500062
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address385 PALERMO DR, BALLWIN, MO 63021-6450
Transaction TypeMortgage
Record UpdatedApr 27, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 PALMER MEADOWS PL, MANCHESTER, MO 63088

Mortgage

Document Number2022121300201
DateDec 13, 2022
Instrument2022121300201
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 03, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$57,270 (+11.55%) Land $24,930 Building $32,340$301,400 (+11.55%) Land $131,200 Building $170,200
2024$3,332.00 (+1.43%)
2023$3,285.00 (+1.26%)$51,340 (+10.46%) Land $18,700 Building $32,640$270,200 (+10.47%) Land $98,400 Building $171,800
2022$3,244.00$46,480 Land $18,700 Building $27,780
2021$244,600 Land $98,400 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 548 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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