Newton County property record for 385 Oak Ter Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,650 sqft · built 2007 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,200 (Jul 2007) |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-144-000 |
| Primary APN | 0026G-00000-144-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Heated Area |
| 1st Floor Area | 552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 117 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12587 |
|---|---|
| Old Parcel Number | 0026G 144 |
| Street Address | 385 OAK TERRACE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 144 OAKWOOD MANOR UNII |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 144 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 100506 |
Source: Newton County assessment roll, APN 0026G-00000-144-000, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 OAK TERRACE DR, COVINGTON, GA 30016-0289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AGRICULTURE FEDERAL CREDIT UNION |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AGRICULTURE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2007 · Amount on Record |
| Deed Sale | Jul 05, 2007 · Amount on Record |
| Deed Document Number | 0002463322 |
| Deed Book / Page | 2463 / 322 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 385 OAK TERRACE DR, COVINGTON, GA 30016-0289 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1400 INDEPENDENCE AVE SW, WASHINGTON, DC 20250-0002 |
| Document Number | 0047330000000777 |
|---|---|
| Date | Jun 03, 2025 |
| Book Page | 0000004733/0000000777 |
| Name | AGRICULTURE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 385 OAK TERRACE DR, COVINGTON, GA 30016-0289 |
| Document Number | 0039250377 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Address | 385 OAK TERRACE DR COVINGTON GA 300160289, COVINGTON, GA 30016-0289 |
| Document Number | 0039250377 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 003925/000377 |
| Instrument | 15337 |
| Name | AGRICULTURE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 19, 2024 |
Source: Newton County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,601.00 (-0.99%) | $142,800 (+0.79%) Land $20,000 Building $122,800 | $357,000 (+0.79%) Land $50,000 Building $307,000 |
| 2024 | $3,637.00 (+10.85%) | $141,680 (+5.51%) Land $20,000 Building $121,680 | $354,200 (+5.51%) Land $50,000 Building $304,200 |
| 2023 | $134,280 Land $8,000 Building $126,280 | $335,700 Land $20,000 Building $315,700 | |
| 2022 | $3,281.00 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), as of September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171005062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 179 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA2170004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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