385 N 5th St, Banning, CA 92220 Property Records

Riverside County property record for 385 N 5th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 732 sqft · built 1916
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2022)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`540-142-023`

Property Details

APN / Parcel Number

Primary APN	`540-142-023`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	732 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	385 N 5TH ST
City	BANNING
State	CA
Zip	92220-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 11 MB 007/022 CLOUGHS SUB
Legal Subdivision	CLOUGHS SUB
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2006
Census Tract	44101

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5646 WOHLSTETTER ST, RIVERSIDE, CA 92503-2550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
Jul 27, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage THUY T NGUYEN
Feb 24, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	2022335004
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0000335005
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 27, 2022
Property Address	385 N 5TH ST, BANNING, CA 92220-4719
Document Number	0000335004
Map Reference	MB 7 PG 22
Instrument Date	Jul 20, 2022
Instrument	2022-0335004
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 N 5TH ST, BANNING, CA 92220-4719

Mortgage

Document Number	0000335006
Date	Jul 27, 2022
Instrument	2022-0335006

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 27, 2022
Property Address	385 N 5TH ST, BANNING, CA 92220-4719
Document Number	0000335005
Map Reference	MB 7 PG 22
Instrument Date	Jul 12, 2022
Instrument	2022-0335005
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N 5TH ST, BANNING, CA 92220-4719

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	385 N 5TH ST, BANNING, CA 92220-4719
Document Number	0000234573
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N 5TH ST BANNING CA 922204719, BANNING, CA 92220-4719

Mortgage

Document Number	0000234573
Date	Jun 27, 2019
Instrument	234573

Lender

Name	THUY T NGUYEN
Address	HUNTINGTON BEACH, CA 92646

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 24, 2017
Property Address	385 N 5TH ST, BANNING, CA 92220-4719
Document Number	0000079688
Instrument Date	Feb 22, 2017
Instrument	79688
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$159.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N 5TH ST BANNING CA 922204719, BANNING, CA 92220-4719

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,750 (+2%) Land $21,224 Building $286,526
2025	$4,208.00 (+2.11%)	$301,716 (+4.04%) Land $20,808 Building $280,908
2023	$4,121.00 (+80.82%)	$290,000 Land $20,000 Building $270,000
2022	$2,279.00
2021			$183,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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