385 N 300 E, Providence, UT 84332 Property Records

Cache County property record for 385 N 300 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,827 sqft · built 1981
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$977,550 (Jun 2026)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2024 Line of Credit + 9 more
Flood Zone	Zone X (moderate risk)
APN	`02-004-0023`

Property Details

APN / Parcel Number

Primary APN	`02-004-0023`

Interior

Building Area	1,827 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Street Address	385 N 300 E
City	PROVIDENCE
State	UT
Zip	84332-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 9.40 CHS E OF NW COR SEC 11 T 11N R 1E & TH S 251' W (SBR) 35.12 FT TO FENCE TH S 8725' E (E BR) 156.29 FT TH N 1
Legal Range	01E
Legal Township	11N
Legal Section	11
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1012
Census Tract	1101

Owner

Source: Cache County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 13, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
Jun 21, 2010	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
Jul 5, 2005	Deed of Trust, Mortgage BANK OF UTAH
Jun 1, 2026	Warranty Deed, Transfer NATION TITLE, NOVATION TITLE
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDFIRST BANK
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDFIRST BANK
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 8, 2018	Intrafamily Transfer, Transfer · Seller Carry-Back KENNETH D POTTER ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	20261398053
Deed Book / Page	2547 / 685
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	AMERICAN SECURE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002327/956
Date	Mar 22, 2022
Book Page	2327/956
Instrument	1315241

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002419/874
Date	Jan 19, 2024
Book Page	2419/874
Instrument	1352201

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	AMERICAN SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01522/0886
Date	Jun 13, 2008
Book Page	1522/0886
Instrument	973767

Lender

Name	BANK OF UTAH
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	AMERICAN SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01624/1085
Date	Jun 21, 2010
Book Page	1624/1085
Instrument	1023468

Lender

Name	BANK OF UTAH
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01360/1684
Date	Jul 5, 2005
Book Page	1360/1684
Instrument	894172

Lender

Name	BANK OF UTAH
Type	Bank
Address	LOGAN, UT 84341

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 1, 2026
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	0001398062
Book / Page	2547 / 748
Instrument Date	Jun 1, 2026
Instrument	20261398062
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NATION TITLE, NOVATION TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 1, 2026
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	0001398053
Book / Page	2547 / 685
Instrument Date	Jun 1, 2026
Instrument	20261398053
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

Mortgage

Document Number	0001398061,
Date	Jun 1, 2026
Instrument	20261398061

Lender

Name	MIDFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 1, 2026
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	002547/685
Book / Page	2547 / 685
Instrument Date	Jun 1, 2026
Instrument	20261398053
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

Mortgage

Document Number	0001398061,
Date	Jun 1, 2026
Instrument	20261398061

Lender

Name	MIDFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 31, 2023
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	02402/1889
Book / Page	2402 / 1889
Instrument Date	Aug 29, 2023
Instrument	1345675
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

Mortgage

Document Number	0001345681
Date	Aug 31, 2023
Instrument	1345681

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 31, 2020
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	2176/1393
Book / Page	2176 / 1393
Instrument Date	Aug 28, 2020
Instrument	1257789
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

Mortgage

Document Number	1257790
Date	Aug 31, 2020
Instrument	1257790

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jun 8, 2018
Property Address	385 N 300 E, PROVIDENCE, UT 84332-9616
Document Number	2023/0439
Book / Page	2023 / 0439
Instrument Date	May 11, 2018
Instrument	1197289
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 N 300 E, PROVIDENCE, UT 84332-9616

Mortgage

Document Number	1197290
Date	Jun 8, 2018
Instrument	1197290

Lender

Name	KENNETH D POTTER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,487.00 (-19.75%)	$348,715 (-8.46%)	$617,950 (-8.97%) Land $259,400 Building $358,550
2023	$3,099.00 (+26.75%)	$380,925 (+34.2%)	$678,848 (+33.46%) Land $296,500 Building $382,348
2022	$2,445.00	$283,855	$508,648 Land $126,300 Building $382,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2006–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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