385 Minstrel Dr, Divide, CO 80814 Property Records

Teller County property record for 385 Minstrel Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	1 bd · 0.75 ba · 816 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2018)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3045.114050190`

Property Details

APN / Parcel Number

Primary APN	`3045.114050190`
Alternative APN	`R0055587`

Interior

Bedrooms	1 Bed
Full Baths	0.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Mixed
Garage Area	917 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0055587
Street Address	385 MINSTREL DR
City	DIVIDE
State	CO
Zip	80814-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L66A B5 SHERWOOD FOREST EST 1
Legal Subdivision	SHERWOOD FOREST 1-8
Legal Block	5
Legal Lot Number	66A
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1000
Census Tract	10110

Owner

385 Minstrel Dr is owned and occupied by an individual who bought it in September 2018.

Source: Teller County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit ENT CU
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2018710436
Prior Transfer Date	Aug 22, 2013
Prior Transfer Doc	0000666067
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Recording Date	May 22, 2026
Property Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Document Number	0000781358
Instrument Date	May 18, 2026
Instrument	2026781358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 MINSTREL DR, DIVIDE, CO 80814-9300

Mortgage

Document Number	0000781358,
Date	May 22, 2026
Instrument	2026781358

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718455
Date	Aug 16, 2019
Instrument	718455

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Document Number	0000724744
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 MINSTREL DR COLORADO SPRINGS CO 80914, COLORADO SPRINGS, CO 80914

Mortgage

Document Number	0000724744
Date	Apr 14, 2020
Instrument	724744

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Document Number	0000722675
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E MINSTREL DR DIVIDE CO 80814, DIVIDE, CO 80814

Mortgage

Document Number	0000722675
Date	Jan 21, 2020
Instrument	722675

Lender

Name	ENT CU
Address	COLORADO SPRINGS, CO 80920-6517

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 20, 2040

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Sep 24, 2018
Property Address	385 MINSTREL DR, DIVIDE, CO 80814-9300
Document Number	0000710436
Map Reference	DOC667485
Instrument Date	Sep 21, 2018
Instrument	710436
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 MINSTREL DR, DIVIDE, CO 80814-9300

Mortgage

Document Number	0000710437
Date	Sep 24, 2018
Instrument	710437

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 385 Minstrel Dr was $1,546, up 13.4% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+13.43%)	$23,440 (+6.89%) Land $1,684 Building $21,756
2024	$1,363.00 (+4.93%)	$21,930 (-) Land $1,219 Building $20,711	$375,059 (-1.89%) Land $26,942 Building $348,117
2023	$1,299.00 (+18.09%)	$21,930 (+11.72%) Land $1,220 Building $20,710	$382,282 (+35.33%) Land $21,244 Building $361,038
2022	$1,100.00	$19,630 Land $760 Building $18,870	$282,478 Land $10,993 Building $271,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 Minstrel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Minstrel Dr is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TellerWifi Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: T-Mobile, Vero Fiber.

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