Mercer County property record for 385 Main St, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Mar 2026) |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Jul 2012 Mortgage Aug 2011 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042.40-09004.00 |
| Primary APN | 042.40-09004.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,689 sqft (0.452 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | 19854 |
|---|---|
| Street Address | 385 MAIN ST |
| City | SALVISA |
| State | KY |
| Zip | 40372-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALVISA H & L |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 960100 |
Source: Mercer County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 17, 2012 | Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
| Aug 18, 2011 | Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
| Apr 1, 2009 | Deed of Trust, Mortgage UNIERSITY OF KENTUCKY FEDERAL CREDIT UNI |
| Mar 9, 2026 | Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Aug 28, 2015 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 202612083152 |
| Deed Book / Page | 389 / 812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000560/712 |
|---|---|
| Date | Jul 17, 2012 |
| Book Page | 560/712 |
| Instrument | 151124 |
| Name | UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
|---|---|
| Address | LEXINGTON, KY 40509 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000544/586 |
|---|---|
| Date | Aug 18, 2011 |
| Book Page | 544/586 |
| Name | UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000501/619 |
|---|---|
| Date | Apr 1, 2009 |
| Book Page | 501/619 |
| Name | UNIERSITY OF KENTUCKY FEDERAL CREDIT UNI |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Mar 9, 2026 |
| Property Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Document Number | 00D389/812 |
| Book / Page | D389 / 812 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 12083152 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 EDGEWOOD DR, BLACKSHEAR, GA 31516-2611 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Document Number | 0012083153 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 12083153 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Aug 28, 2015 |
| Property Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Document Number | 00D345/294 |
| Book / Page | D345 / 294 |
| Instrument Date | Aug 27, 2015 |
| Instrument | 170116 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 637, SALVISA, KY 40372 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 385 MAIN ST, SALVISA, KY 40372-9512 |
| Document Number | 00M618/639 |
|---|---|
| Date | Aug 28, 2015 |
| Book Page | M618/639 |
| Instrument | 170117 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2045 |
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571.00 (-57.32%) | $117,000 (+4.46%) Land $10,000 Building $107,000 | $117,000 (+4.46%) Land $10,000 Building $107,000 |
| 2024 | $1,338.00 (-0.89%) | ||
| 2023 | $1,350.00 | $112,000 | $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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