385 Main St, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 385 Main St, Cold Spring Harbor, NY 11724

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 1999)
Tax Bill	$11,784 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400-016.00-06.00-012.000`

Property Details

APN / Parcel Number

Primary APN	`0400-016.00-06.00-012.000`
Alternative APNs	`472689 016.00-06.00-012.000` `268901600006000120000000` `47260074960`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	385 MAIN ST
City	COLD SPRING HARBOR
State	NY
Zip	11724-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK LOT
Legal Subdivision	DESCRIBED
Legal Block	600
Legal Lot Number	12
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	3
Census Block	3003
Census Tract	110104

Owner

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 MAIN ST, COLD SPRING HARBOR, NY 11724-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 1999 · Amount on Record
Deed Sale	Aug 10, 1999 · Amount on Record
Prior Sale	Jan 26, 1999 · Amount on Record
Deed Book / Page	11981 / 531
Last Transfer Date	Aug 18, 2009
Transfer Doc	0126030181
Record Updated	Sep 20, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 28, 2017
Property Address	385 MAIN ST, COLD SPRING HARBOR, NY 11724-1406
Document Number	0129390632
Book / Page	012939 / 000632
Instrument Date	Sep 14, 2017
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	COACH TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.44
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGHVIEW DR HUNTINGTON NY 117431428, HUNTINGTON, NY 11743-1428

Mortgage

Document Number	228780059
Date	Nov 28, 2017
Book Page	022878/000059

Lender

Name	INTERSTATE HM LN CTR
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Cold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,000 (-) Land $400 Building $2,600	$666,667 (+10,789.69%) Land $88,889 Building $577,778
2024	$11,784.00		$6,122 (+12.25%) Land $816 Building $5,306
2023		$3,000 Land $400 Building $2,600	$5,454 Land $727 Building $4,727

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300