385 Madison St, West Islip, NY 11795 Property Records

Suffolk County and Southampton Town property record for 385 Madison St, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,423 sqft · built 2007
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2005)
Tax Bill	$3,011 (2024)
Deeds & Mortgages	Nov 2016 Mortgage Nov 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0903-007.00-03.00-054.000`

Property Details

APN / Parcel Number

Primary APN	`0903-007.00-03.00-054.000`
Alternative APNs	`473609 007.000-0003-054.000` `360900700000030540000000` `473600101400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,423 sqft Living Area
1st Floor Area	3,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	385 MADISON ST
City	WEST ISLIP
State	NY
Zip	11795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLA
Legal Description	1987 LD EQ + 800DEED W/90-63
Legal Block	3
Legal Lot Number	54
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	2
Census Block	2025
Census Tract	190708

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SUTTON PL, 10E, NEW YORK, NY 10022-2429
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS
Nov 14, 2016	Loan Modification, Consolidation and Extension, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Deed Book / Page	12413 / 715
Record Updated	Sep 20, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	385 MADISON ST, SAG HARBOR, NY 11963-3441
Document Number	0227750557
Instrument Date	Nov 14, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	TITLE RSRC GROUP, TRG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 MADISON ST SAG HARBOR NY 119633441, SAG HARBOR, NY 11963-3441

Mortgage

Document Number	0227750557
Date	Jan 6, 2017
Book Page	022775/000557

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.18%

November 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	385 MADISON ST, SAG HARBOR, NY 11963-3441
Document Number	0227750558
Instrument Date	Nov 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 MADISON ST SAG HARBOR NY 119633441, SAG HARBOR, NY 11963-3441

Mortgage

Document Number	0227750558
Date	Jan 6, 2017
Book Page	022775/000558

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, NY 32256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.18%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Sag Harbor Village
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,083,900 (-) Land $625,700 Building $458,200	$1,720,477 (-) Land $993,175 Building $727,302
2024	$3,011.00 (-47.52%)		$1,720,477 (+10.32%) Land $993,175 Building $727,302
2023		$1,083,900 Land $625,700 Building $458,200	$1,559,569 Land $900,288 Building $659,281
2020	$5,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	86 (1978–2024)
Claims Outside the SFHA	14 of 86
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims Coastal Storms & Flooding, Mar 1984 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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