385 Lancaster Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 385 Lancaster Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,232 sqft · built 1974
Lot Size	0.334 acres (14,567 sqft)
Owner	Individual Name on Record
Last Sale	$322,500 (Sep 2021)
Tax Bill	$5,772 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`341-05450-L2-001`

Property Details

APN / Parcel Number

Primary APN	`341-05450-L2-001`
Alternative APN	`WSPR M:00341 B:05450 L:000L2`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,952 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,567 sqft (0.334 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	341-05450-L2-001
Street Address	385 LANCASTER AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	5450
Legal Lot Number	L2
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2000
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 LANCASTER AVE, WEST SPRINGFIELD, MA 01089-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO
Nov 26, 2018	Deed of Trust, Mortgage WEST SPRINGFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jun 17, 1994 · Amount on Record
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 28, 2021
Property Address	385 LANCASTER AVE, WEST SPRINGFIELD, MA 01089-2206
Document Number	24149-317
Book / Page	24149 / 317
Instrument Date	Sep 23, 2021
Instrument	68394
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 SQUASSICK RD, W SPRINGFIELD, MA 01089-1627

Mortgage

Document Number	0024152-15
Date	Sep 29, 2021
Book Page	24152/15
Instrument	68742

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	385 LANCASTER AVE, WEST SPRINGFIELD, MA 01089-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22457-581
Date	Nov 26, 2018
Book Page	22457/581
Instrument	70199

Lender

Name	WEST SPRINGFIELD FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,772.00 (+3.26%)	$411,700 (+9.52%) Land $110,000 Building $301,700	$433,236 (-1.31%)
2025	$5,590.00 (+7.07%)	$375,900 (+6.64%) Land $100,100 Building $275,800	$438,995
2024	$5,221.00 (+5.2%)	$352,500 (+10.36%) Land $100,100 Building $252,400
2023	$4,963.00	$319,400 Land $100,100 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Whip City Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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