Haywood County property record for 385 Lake Dr, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1990 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $60,000 (Jul 2003) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8645-62-8558 |
| Primary APN | 8645-62-8558 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Heated Area |
| Gross Area | 2,426 sqft |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Utility Area | 84 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 261945 |
|---|---|
| Street Address | 385 LAKE DR |
| City | CANTON |
| State | NC |
| Zip | 28716-7377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #113 HAYWOOD COUNTY |
| Legal Subdivision | HAYWOOD COUNTY |
| Legal Unit | 113 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | PIGEON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 921302 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 385 LAKE DR, CANTON, NC 28716-7377 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit WNC COMMUNITY CREDIT UNION |
| Jun 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2003 · Amount on Record |
| Deed Sale | Jul 18, 2003 · Amount on Record |
| Deed Book / Page | 565 / 1312 |
| Last Transfer Date | Jun 3, 2020 |
| Transfer Doc | 0009990093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 385 LAKE DR, CANTON, NC 28716-7377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000360247 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 36/247 |
| Instrument | 2021008598 |
| Name | WNC COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 4, 2020 |
| Property Address | 385 LAKE DR, CANTON, NC 28716-7377 |
| Document Number | 0009990093 |
| Book / Page | 000999 / 000093 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 5049 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 385 LAKE DR CANTON NC 287167377, CANTON, NC 28716-7377 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,900 (-) Land $21,700 Building $172,200 | ||
| 2025 | $1,419.00 | $193,900 (+2.43%) Land $21,700 Building $172,200 | $193,900 (+2.43%) Land $21,700 Building $172,200 |
| 2023 | $189,300 Land $21,700 Building $167,600 | $189,300 (-) Land $21,700 Building $167,600 | |
| 2021 | $189,300 Land $21,700 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 40 (1994–2024) |
| Claims Outside the SFHA | 12 of 40 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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