Bienville Parish property record for 385 Laguna Beach Rd, Ringgold, LA 71068
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Apr 2015) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400121834 |
| Primary APN | 0400121834 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 385 LAGUNA BEACH RD |
|---|---|
| City | RINGGOLD |
| State | LA |
| Zip | 71068-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES. AND A CERTAIN TRACT OR PARCEL OF LAND DESC. AS BEG. AT THE NW COR. OF SW OF NE-10-16-10, AND RUN E 182.0 FT.; THEN RUN N |
| Legal Subdivision | RURAL METES & BOUNDS |
| Jurisdiction | BIENVILLE LA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970300 |
Source: Bienville Parish records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 LAGUNA BEACH RD, RINGGOLD, LA 71068-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BARKDALE FCU |
| Apr 20, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2015 · Amount on Record |
| Deed Sale | Apr 17, 2015 · Amount on Record |
| Deed Document Number | 20150782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIENVILLE LA |
| Property Address | 385 LAGUNA BEACH RD, RINGGOLD, LA 71068-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000310156 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 310156 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIENVILLE LA |
| Property Address | 385 LAGUNA BEACH RD, RINGGOLD, LA 71068-3334 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20212152 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 20212152 |
| Name | BARKDALE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 27, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIENVILLE LA |
| Property Address | 385 LAGUNA BEACH RD, RINGGOLD, LA 71068-3334 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 20210754 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 20210754 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Bienville Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Bienville Parish |
| Unified School District | Bienville Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $29,486 (+24.17%) Land $1,800 Building $27,686 | $294,864 (+24.18%) Land $18,000 Building $276,864 |
| 2023 | Homeowner's exemption | $23,746 Land $1,888 Building $21,858 | $237,453 Land $18,875 Building $218,578 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 3, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1991–2016) |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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