385 Irwin Ln, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 385 Irwin Ln, Santa Rosa, CA 95401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,460 sqft · built 1974
Lot Size1.12 acres (49,222 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Apr 1994)
Tax Bill$6,420 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN130-223-055-000

Property Details

APN / Parcel Number

Primary APN130-223-055-000
Alternative APN
  • 130-223-055

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,460 sqft Living Area
1st Floor Area2,460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2008
Architectural StyleL-Shape
Construction TypeWood
Lot Area49,222 sqft
Garage TypeAttached
Garage Area560 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number130-223-055
Street Address385 IRWIN LN
CitySANTA ROSA
StateCA
Zip95401-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal Description78 FORM 130-222-82 AP # CHG PER MD
Legal Block1
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group1
Census Block1003
Census Tract153005

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed of Trust, Mortgage · Line of Credit
REDWOOD CU
May 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Jul 19, 2022Intrafamily Transfer, Transfer
May 18, 2021Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Apr 9, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 1994 · Amount on File
Deed SaleApr 20, 1994 · Amount on File
Deed Document Number199451645
Prior Transfer DateApr 11, 1994
Prior Transfer Doc0000051644
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 IRWIN LN, SANTA ROSA, CA 95401-5604

Mortgage

Document Number0000035973
DateAug 2, 2023
Instrument2023035973
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
Transaction TypeMortgage
Record UpdatedJun 1, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 IRWIN LN, SANTA ROSA, CA 95401-5604

Mortgage

Document Number0000021102
DateMay 16, 2023
Instrument2023021102
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJun 1, 2026
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate11.8%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateJul 19, 2022
Property Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
Document Number0000048989
Instrument DateJul 7, 2022
Instrument2022048989
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address385 IRWIN LN, SANTA ROSA, CA 95401-5604

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 IRWIN LN, SANTA ROSA, CA 95401-5604

Mortgage

Document Number0000059801
DateMay 18, 2021
Instrument2021059801
Lender
NameUMPQUA BANK
TypeBank
AddressPETALUMA, CA 94952
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address385 IRWIN LN, SANTA ROSA, CA 95401-5604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023755
DateApr 9, 2018
Instrument2018023755
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictOak Grove Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$521,744 (+2%) Land $34,014 Building $487,730
2025$6,420.00 (+74.08%) Homeowner's exemption$511,515 (+75.38%) Land $33,348 Building $478,167
2023$3,688.00 (+1.88%) Homeowner's exemption$291,654 Land $32,054 Building $259,600
2022$3,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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