385 Gardner Rd, Chenango Forks, NY 13746 Property Records

Chenango County and Greene Town property record for 385 Gardner Rd, Chenango Forks, NY 13746

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1900
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Tax Bill$2,654 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN083089 259.-1-10

Property Details

APN / Parcel Number

Primary APN083089 259.-1-10
Alternative APNs
  • 308925900000010100000000
  • 0611547

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area78,408 sqft (1.8 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0611547
Street Address385 GARDNER RD
CityCHENANGO FORKS
StateNY
Zip13746-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number10.000
JurisdictionCHENANGO NY
Township / Civil DivisionGREENE
Census Block Group1
Census Block1009
Census Tract971000

Owner

Source: Chenango County and Greene Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address442 GARDNER RD, CHENANGO FORKS, NY 13746-2130
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHENANGO NY
Recording DateDec 17, 2019
Property Address385 GARDNER RD, CHENANGO FORKS, NY 13746-2131
Document Number0000001969
Instrument DateNov 22, 2019
Instrument1969
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 GARDNER RD CHENANGO FORKS NY 137462130, CHENANGO FORKS, NY 13746-2130

Mortgage

Document Number2268
DateDec 17, 2019
Instrument2268
Lender
NameHARRY W SWARTWOOD
Address210 LAWTON SCHEER RD, NORWICH, NY 13815
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chenango County and Greene Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGreene Town
Unified School DistrictGreene Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,654.00 (+0.3%)
2025$2,646.00$67,400 (-) Land $22,000 Building $45,400$110,492 (+19.67%) Land $36,066 Building $74,426
2023$67,400 Land $22,000 Building $45,400$92,329 Land $30,137 Building $62,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2006–2019)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Nov 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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