385 Fulton St, Elgin, IL 60120 Property Records

Kane County property record for 385 Fulton St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,174 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Feb 2002)
Tax Bill$6,620 (2025)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN06-13-331-006

Property Details

APN / Parcel Number

Primary APN06-13-331-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,174 sqft Living Area
Gross Area3,386 sqft
Basement Area1,212 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address385 FULTON ST
CityELGIN
StateIL
Zip60120-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES T GIFFORDS ADDN EAST 2/3 OF LOT 3 BLOCK 5
Legal SubdivisionJAMES T GIFFORDS ADDN
Legal Block5
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2040
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address385 FULTON ST, ELGIN, IL 60120-6517
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2002 · Amount on Record
Deed SaleFeb 11, 2002 · Amount on Record
Prior SaleApr 20, 1999 · Amount on Record
Deed Document Number200221438
Last Transfer DateOct 19, 2023
Transfer Doc0000038205
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 31, 2023
Property Address385 FULTON ST, ELGIN, IL 60120-6517
Document Number0000038205
Instrument DateOct 19, 2023
Instrument2023K038205
Transaction TypeTransfer
Record UpdatedNov 7, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 FULTON ST, ELGIN, IL 60120-6517

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,620.00 (+26.12%)$94,780 (+8.57%) Land $16,815 Building $77,965$284,454 (+8.57%) Land $50,465 Building $233,989
2024$87,299 (+31.21%) Land $15,488 Building $71,811$262,002 (+31.26%) Land $46,483 Building $215,519
2022$5,249.00 (+4.69%) Homeowner's exemption$66,536 (+6.96%) Land $12,758 Building $53,778$199,608 (+6.96%) Land $38,274 Building $161,334
2021$5,014.00 Homeowner's exemption$62,207 Land $11,928 Building $50,279$186,621 Land $35,784 Building $150,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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