385 Florence Ave, Jackson, OH 45640 Property Records

Jackson County property record for 385 Florence Ave, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 2020
Lot Size3.53 acres (154,159 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Mar 2018)
Tax Bill$3,053 (2025)
Deeds & MortgagesMar 2020 Construction Loan
Mar 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APNH120050006200

Property Details

APN / Parcel Number

Primary APNH120050006200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area154,159 sqft (3.53 acres)
TerrainRolling
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address385 FLORENCE AVE
CityJACKSON
StateOH
Zip45640-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALT RESERVE #112
Legal Range18
Legal Township07
Legal Section00
Legal SubdivisionJACKSON HEIGHTS SUBDIVISION
JurisdictionJACKSON OH
Township / Civil DivisionLICK
Census Block Group6
Census Block6027
Census Tract957500

Owner

Source: Jackson County records · APN H120050006200

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address119 FLORENCE AVE, JACKSON, OH 45640-2114
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2020Deed of Trust, Mortgage · Construction Mortgage
THE VINTON COUNTY NATIONAL BANK
Mar 09, 2020Deed of Trust, Mortgage · Construction Mortgage
THE VINTON COUNTY NATIONAL BANK
Apr 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE VINTON COUNTY NATIONAL BANK
Nov 01, 2019Intrafamily Transfer, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Nov 01, 2019Intrafamily Transfer, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Mar 20, 2018Warranty Deed, Transfer
ATOMIC CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2018 · Amount on Record
Deed SaleMar 20, 2018 · Amount on Record
Prior SaleFeb 08, 2013 · Amount on Record
Deed Document Number2018812
Deed Book / Page130 / 1924
Last Transfer DateOct 24, 2019
Transfer Doc00143/0779
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyNORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00145/2783
DateMar 09, 2020
Book Page145/2783
Instrument202000000742
Lender
NameTHE VINTON COUNTY NATIONAL BANK
TypeBank
AddressMC ARTHUR, OH 45651
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJan 01, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyNORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00145/2760
DateMar 09, 2020
Book Page145/2760
Instrument202000000740
Lender
NameTHE VINTON COUNTY NATIONAL BANK
TypeBank
AddressMC ARTHUR, OH 45651
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJan 01, 2028
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change5.87%
Index5-Year CMT
Max Rate9.87%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyNORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00163/2673
DateApr 12, 2022
Book Page163/2673
Instrument202200005883
Lender
NameTHE VINTON COUNTY NATIONAL BANK
TypeBank
AddressMC ARTHUR, OH 45651
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateNov 01, 2019
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Document Number00143/0779
Book / Page143 / 0779
Instrument DateOct 24, 2019
Instrument201900003662
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 FLORENCE AVE, JACKSON, OH 45640-2114

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateNov 01, 2019
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Document Number00143/0784
Book / Page143 / 0784
Instrument DateOct 24, 2019
Instrument201900003663
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address119 FLORENCE AVE, JACKSON, OH 45640-2114

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateMar 20, 2018
Property Address385 FLORENCE AVE, JACKSON, OH 45640-2118
Document Number00130/1924
Book / Page130 / 1924
Map ReferenceVOL 182 PG 909
Instrument DateMar 12, 2018
Instrument201800000812
Transaction TypeTransfer
Record UpdatedAug 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address119 FLORENCE AVE, JACKSON, OH 45640-2114

Mortgage

Document Number201800000813
DateMar 20, 2018
Instrument201800000813
Lender
NameATOMIC CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term181 Months
DueApr 01, 2033

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionLick Township
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,053.00 (-3.51%)$67,470 (-) Land $13,890 Building $53,580$192,770 (-) Land $39,690 Building $153,080
2023$3,164.00 (+13.04%)$67,470 (+14.26%) Land $13,890 Building $53,580
2022$2,799.00$59,050 Land $14,730 Building $44,320
2020$192,770 Land $39,690 Building $153,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 18, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1997–2012)
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 13 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Cincinnati Bell
Fixed Wireless
100 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF JACKSON
serves 9,691 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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