Buncombe County property record for 385 Flat Creek Rd, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,440 sqft · built 2017 |
| Lot Size | 12.1 acres (528,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0616-56-2369-00000 |
| Primary APN | 0616-56-2369-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 320 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 528,818 sqft (12.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 385 FLAT CREEK RD |
|---|---|
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 04/24/2015 DEE |
| Legal Description | DEED DATE: 04/24/2015 DEED: 5306-1966 SUBDIV: BLOCK: LOT: 2 SECTION: PLAT: 0146-0017 |
| Legal Subdivision | CAROLE M & WILBUR C GARNER JR |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BROAD RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3204 |
385 Flat Creek Rd is owned and occupied by two individuals who acquired it in April 2015.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 385 FLAT CREEK RD, FAIRVIEW, NC 28730-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2015 |
| Deed Sale | Apr 24, 2015 |
| Deed Document Number | 0053061966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 385 FLAT CREEK RD, FAIRVIEW, NC 28730-9656 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062170170 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 6217/170 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 385 Flat Creek Rd was $2,202.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,202.00 | $316,900 | |
| 2023 | $2,603.00 | $404,800 | $404,800 Land $189,200 Building $215,600 |
| 2021 | $316,900 Land $117,600 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Flat Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Flat Creek Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Skyrunner.
4G LTE (outdoors only), no 5G reported
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