Polk County property record for 385 Fish Hawk Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,952 sqft · built 2007 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Nov 2023) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690595-000220 |
| Primary APN | 26-29-24-690595-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Street Address | 385 FISH HAWK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 22 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HART LAKE COVE PHASE II |
| Legal Phase | II |
| Legal Tract | 690595 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
Source: Polk County records · APN 26-29-24-690595-000220
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 09, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage PORCHLIGHT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2023 · Amount on Record |
| Deed Sale | Nov 09, 2023 · Amount on Record |
| Prior Sale | Apr 19, 2023 · Amount on Record |
| Deed Document Number | 2023265480 |
| Deed Book / Page | 12904 / 473 |
| Prior Transfer Date | Nov 02, 2023 |
| Prior Transfer Doc | 0000265480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 09, 2023 |
| Property Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0000265480 |
| Book / Page | 12904 / 473 |
| Map Reference | MB 136 PG 37&38 |
| Instrument Date | Nov 02, 2023 |
| Instrument | 2023265480 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Title Company | NATIONS TITLE AGENCY/MO INC, NATIONS TTL AGCY OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Name | Verified Name |
|---|---|
| Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0129040475 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 12904//0475 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 19, 2023 |
| Property Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0000090458 |
| Book / Page | 12658 / 1742 |
| Map Reference | MB 136 PG 37&38 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023090458 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8602 CHAPARRAL WAY, SANTEE, CA 92071-2072 |
| Name | Verified Name |
|---|---|
| Address | 385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0126581744 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 12658/1744 |
| Name | PORCHLIGHT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (-33.31%) | $211,946 (-26.25%) | $295,809 (+2.93%) Land $52,000 Building $243,809 |
| 2023 | $4,723.00 (+10.92%) | $287,376 (+15.66%) Land $50,000 Building $237,376 | $287,376 (+15.66%) Land $50,000 Building $237,376 |
| 2022 | $4,258.00 | $248,461 Land $42,000 Building $206,461 | $248,461 Land $42,000 Building $206,461 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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