385 Eli Ln, Oneida, TN 37841 Property Records

Scott County property record for 385 Eli Ln, Oneida, TN 37841 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,840 sqft · built 2005
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2023)
Deeds & Mortgages	May 2026 Mortgage Apr 2008 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`076051 05708`

Property Details

APN / Parcel Number

Primary APN	`076051 05708`
Alternative APN	`051 05708`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	2,840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	584 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	385 ELI LN
City	ONEIDA
State	TN
Zip	37841-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: B01
Jurisdiction	SCOTT TN
Township / Civil Division	7
Census Block Group	2
Census Block	2028
Census Tract	975102

Owner

Source: Scott County records · APN 076051 05708

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	385 ELI LN, ONEIDA, TN 37841-6051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 06, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
May 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
Dec 05, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
Feb 07, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
Apr 26, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
Jan 31, 2014	Deed of Trust, Mortgage · FmHA Mortgage FARM CREDIT SERVICES
Feb 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Sep 16, 2019	Warranty Deed, Transfer
Jan 14, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	2023383
Deed Book / Page	59 / 437
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Recording Date	May 13, 2026
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Document Number	0000003092
Book / Page	107 / 322
Instrument Date	May 06, 2026
Instrument	20263092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 ELI LN, ONEIDA, TN 37841-6051

Mortgage

Document Number	0000003092,
Date	May 13, 2026
Book Page	107/322
Instrument	20263092

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 01, 2053

Interest

Rate	6.37%
Max Rate	-1%

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000243/509
Date	Apr 14, 2008
Book Page	243/509

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2028

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214/53
Date	May 06, 2005
Book Page	214/53

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253/66
Date	May 20, 2009
Book Page	253/66

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 01, 2010

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/611
Date	Dec 05, 2006
Book Page	230/611

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2007

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000211/686
Date	Feb 07, 2005
Book Page	211/686

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000234/311
Date	Apr 26, 2007
Book Page	234/311

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2037

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000285/745
Date	Jan 31, 2014
Book Page	285/745

Lender

Name	FARM CREDIT SERVICES
Type	Funding / Finance Company

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 01, 2030

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Feb 13, 2023
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Document Number	000059/437
Book / Page	59 / 437
Instrument Date	Feb 03, 2023
Instrument	23000383
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 ELI LN, ONEIDA, TN 37841-6051

Mortgage

Document Number	0023000384
Date	Feb 13, 2023
Instrument	23000384

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Sep 16, 2019
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Document Number	000010/725
Book / Page	10 / 725
Instrument Date	Sep 13, 2019
Instrument	19002424
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 ELI LN, ONEIDA, TN 37841-6051

January 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Jan 14, 2016
Property Address	385 ELI LN, ONEIDA, TN 37841-6051
Document Number	000294/185
Book / Page	294 / 185
Instrument Date	Jan 14, 2016
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Municipality	Oneida Town
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$88,625 (-) Land $5,975 Building $82,650
2024	$88,625 (-) Land $5,975 Building $82,650
2023	$88,625 Land $5,975 Building $82,650	$354,500 Land $23,900 Building $330,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (47151C), updated September 28, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	About 1 in 403 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Highland Telephone Cooperative, Inc. (KY & TN)	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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