385 Eagle Watch, Fort Collins, CO 80524 Property Records

Larimer County property record for 385 Eagle Watch, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,987 sqft · built 1996
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Aug 1996)
Tax Bill	$7,321 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`98234-13-059`

Property Details

APN / Parcel Number

Primary APN	`98234-13-059`
Alternative APN	`R1440195`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,987 sqft Living Area
Gross Area	5,238 sqft
Upper Floors Area	474 sqft
Basement Area	1,615 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	772 sqft
Patio Area	504 sqft
Balcony Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1440195
Street Address	385 EAGLE WATCH
City	FORT COLLINS
State	CO
Zip	80524-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	LOT 59, EAGLE LAKE 5TH FIL
Legal Range	69W
Legal Township	8N
Legal Section	23
Legal Subdivision	EAGLE LAKE
Legal Lot Number	59
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4020
Census Tract	1301

Owner

385 Eagle Watch is owned and occupied by an individual who bought it in August 1996.

Source: Larimer County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	385 EAGLE WATCH, FORT COLLINS, CO 80524-8603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1996 · Amount on File
Deed Sale	Aug 30, 1996 · Amount on File
Deed Document Number	199663464
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	385 EAGLE WATCH, FORT COLLINS, CO 80524-8603
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025352
Date	Mar 11, 2021
Instrument	20210025352

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	385 EAGLE WATCH, FORT COLLINS, CO 80524-8603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US IN C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071563
Date	Nov 27, 2018
Instrument	20180071563

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 385 Eagle Watch was $7,321.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,321.00	$72,156 Land $19,000 Building $53,156	$1,154,500 Land $304,000 Building $850,500
2023	$6,916.00 (+28.65%)	$78,417 (+39.23%) Land $20,368 Building $58,049	$1,170,400 (+44.42%) Land $304,000 Building $866,400
2022	$5,376.00	$56,323 Land $10,634 Building $45,689	$810,400 Land $153,000 Building $657,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 Eagle Watch in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Eagle Watch is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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