385 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 385 E Oakridge St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,962 sqft · built 1929
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2002)
Tax Bill	$7,702 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-181-067`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-181-067`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	154 ft deep x 40 ft wide
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	451 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	385 E OAKRIDGE ST
City	FERNDALE
State	MI
Zip	48220-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HEIGHTS SUB NO 2 LOT 156 & S 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HEIGHTS SUB
Legal Lot Number	156
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1004
Census Tract	173100

Owner

385 E Oakridge St is owned and occupied by two individuals who acquired it in September 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 23, 2023	Intrafamily Transfer, Transfer
Jun 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2002 · Amount on File
Deed Sale	Aug 6, 2002 · Amount on File
Prior Sale	Nov 27, 2000 · Amount on File
Last Transfer Date	Sep 20, 2024
Transfer Doc	0000136697
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 6, 2023
Property Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702
Document Number	0000002178
Book / Page	58357 / 300
Map Reference	LB 10 PG 27
Instrument Date	Dec 15, 2022
Instrument	2178
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

Mortgage

Document Number	0000002179
Date	Jan 6, 2023
Book Page	58357/301
Instrument	2179

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 23, 2023
Property Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702
Document Number	0000056353
Book / Page	58621 / 100
Map Reference	LB 10 PG 27
Instrument Date	Dec 14, 2022
Instrument	56353
Transaction Type	Transfer
Record Updated	Jun 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2023
Property Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702
Document Number	0000065291
Book / Page	58672 / 720
Map Reference	LB 10 PG 27
Instrument Date	Dec 14, 2022
Instrument	65291
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	385 E OAKRIDGE ST, FERNDALE, MI 48220-3702

Tax Assessment & Valuation

The 2025 property tax bill for 385 E Oakridge St was $7,702 with a homeowner's exemption, down 3.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,702.00 (-3.13%) Homeowner's exemption	$251,860	$503,720
2024	$7,951.00
2023		$131,740 (+10.1%)	$263,480 (+10.1%)
2022	$2,569.00 (-0.58%) Homeowner's exemption	$119,660	$239,320
2021	$2,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 E Oakridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 385 E Oakridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT RIDGE serves 2,872 people · EPA ID MI0005390
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2022
Also Mapped Here	FERNDALE
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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