385 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 385 E Cambourne St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 981 sqft · built 1926
Lot Size0.091 acres (3,964 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (Jul 2005)
Tax Bill$3,642 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-451-033

Property Details

APN / Parcel Number

Primary APN24-25-27-451-033

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area981 sqft Living Area
1st Floor Area785 sqft
Basement Area785 sqft
Unfinished Basement785 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,964 sqft (0.091 acres)
Lot Dimensions131 ft deep x 30 ft wide
PorchSlab
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address385 E CAMBOURNE ST
CityFERNDALE
StateMI
Zip48220-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 133
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionASTONS SUB
Legal Lot Number133
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1014
Census Tract173100

Owner

385 E Cambourne St is owned by two individuals who acquired it in February 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address412 BERWYN ST, BIRMINGHAM, MI 48009-1583
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2005 · Amount on File
Deed SaleJul 7, 2005 · Amount on File
Prior SaleJul 16, 1997
Deed Document Number2005188890
Deed Book / Page35814 / 229
Last Transfer DateFeb 12, 2025
Transfer Doc0000025857
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address385 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Transaction TypeMortgage
Record UpdatedJun 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BERWYN ST, BIRMINGHAM, MI 48009-1583

Mortgage

Document Number0000061946
DateJun 7, 2023
Book Page58654/90
Instrument61946
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 385 E Cambourne St was $3,642, down 0.6% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,642.00 (-0.6%)$89,660$179,320
2024$3,664.00
2023$81,290$162,580
2021$2,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 385 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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