San Joaquin County property record for 385 E Bella Serata Ave, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,053 sqft · built 2018 |
| Lot Size | 0.104 acres (4,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,500 (Jul 2018) |
| Tax Bill | $13,964 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-230-170-000 |
| Primary APN | 262-230-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,523 sqft (0.104 acres) |
| Garage Type | Detached |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 262-230-17 |
|---|---|
| Street Address | 385 E BELLA SERATA AVE |
| City | TRACY |
| State | CA |
| Zip | 95391-8825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MOUNTAIN HOUSSE NBRHD D W |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 5223 |
385 E Bella Serata Ave is owned and occupied by two individuals who bought it in July 2018.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 E BELLA SERATA AVE, TRACY, CA 95391-8825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jul 1, 2018 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Deed Document Number | 201878450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 385 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825 |
| Document Number | 0000039215 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 385 E BELLA SERATA AVE TRACY CA 953918825, TRACY, CA 95391-8825 |
| Document Number | 0000039215 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 39215 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 385 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825 |
| Document Number | 0000078451 |
| Instrument Date | Jul 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 385 E BELLA SERATA AVE MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391 |
| Document Number | 0000078451 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 78451 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2026 property tax bill for 385 E Bella Serata Ave was $13,964, up 12.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,964.00 (+12.48%) | ||
| 2025 | $12,415.00 | $753,323 Land $133,860 Building $619,463 | |
| 2023 | $11,873.00 (+2.21%) | $724,072 Land $128,663 Building $595,409 | $1,183,860 |
| 2022 | $11,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 E Bella Serata Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 385 E Bella Serata Ave is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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