385 E Bay Ridge Rd, Harrells, NC 28444 Property Records

Bladen County property record for 385 E Bay Ridge Rd, Harrells, NC 28444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,347 sqft · built 2021
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Feb 2021)
Tax Bill	$2,269 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0137-40-47-1323`

Property Details

APN / Parcel Number

Primary APN	`0137-40-47-1323`
Alternative APNs	`1374-04-71-3232` `0019420` `0548215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,347 sqft Base Area
1st Floor Area	2,347 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	208 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0548215
Street Address	385 E BAY RIDGE RD
City	HARRELLS
State	NC
Zip	28444-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	137404713232 BAY RIDGE RD
Legal Subdivision	BAY TREE LAKES
Jurisdiction	BLADEN NC
Township / Civil Division	LAKE CREEK
Census Block Group	1
Census Block	1035
Census Tract	950101

Owner

385 E Bay Ridge Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Bladen County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 E BAY RIDGE RD, HARRELLS, NC 28444-8701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOGS LEGAL GROUP LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Oct 7, 2008 · Amount on File
Deed Document Number	2021524
Deed Book / Page	813 / 839
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	385 E BAY RIDGE RD, HARRELLS, NC 28444-8701
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000851/150
Date	Jul 11, 2023
Book Page	851/150
Instrument	1927

Lender

Name	LOGS LEGAL GROUP LLC
Type	Non-Lending Institution
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	385 E BAY RIDGE RD, HARRELLS, NC 28444-8701
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000828/381
Date	Dec 15, 2021
Book Page	828/381
Instrument	4028

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Feb 10, 2021
Property Address	385 E BAY RIDGE RD, HARRELLS, NC 28444-8701
Document Number	000813/839
Book / Page	813 / 839
Map Reference	MB 10 PG 30-32
Instrument Date	Feb 8, 2021
Instrument	524
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 815, ELIZABETHTOWN, NC 28337-0815

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000525
Date	Feb 10, 2021
Instrument	525

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 385 E Bay Ridge Rd was $2,269, up 2.3% from the year before.

Source: Bladen County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bladen County
Unified School District	Bladen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,269.00 (+2.25%)	$253,620 (-) Land $20,000 Building $233,620	$253,624 (-) Land $20,000 Building $233,624
2025	$2,219.00	$253,620 Land $20,000 Building $233,620	$253,624 Land $20,000 Building $233,624
2023	$2,219.00	$253,620 Land $20,000 Building $233,620	$253,624 Land $20,000 Building $233,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 E Bay Ridge Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1999–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 E Bay Ridge Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Star Communications Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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